{"id":1320,"date":"2024-08-15T10:00:54","date_gmt":"2024-08-15T01:00:54","guid":{"rendered":"https:\/\/www.hoikushibank.com\/column\/10-2\/"},"modified":"2024-09-27T10:44:24","modified_gmt":"2024-09-27T01:44:24","slug":"10-2","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/10-2","title":{"rendered":"\u3010\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u304410\u306e\u59ff\u3011\u300c\u81ea\u7acb\u5fc3\u300d\u3002\u4fdd\u80b2\u306b\u8868\u308c\u308b\u5b50\u3069\u3082\u306e\u59ff\u306e\u5b9f\u8df5\u4e8b\u4f8b"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u30fb\u5e7c\u7a1a\u5712\u6559\u80b2\u8981\u9818\u306b\u793a\u3055\u308c\u3066\u3044\u308b\u300c\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u3044\u59ff\u300d\u3002\u4eca\u56de\u306f\u3001\u305d\u306e10\u306e\u59ff\u306e\u4e00\u3064\u300c\u81ea\u7acb\u5fc3\u300d\u306e\u9805\u76ee\u306b\u3064\u3044\u3066\u3001\u4e8b\u4f8b\u3068\u3068\u3082\u306b\u4fdd\u80b2\u58eb\u306e\u8996\u70b9\u3067\u307e\u3068\u3081\u307e\u3057\u305f\u3002\u5b50\u3069\u3082\u305f\u3061\u304c\u81ea\u4fe1\u3092\u6301\u3063\u3066\u3055\u307e\u3056\u307e\u306a\u6d3b\u52d5\u306b\u53d6\u308a\u7d44\u3081\u308b\u3088\u3046\u306b\u306a\u308b\u305f\u3081\u306b\u306f\u3001\u4fdd\u80b2\u58eb\u3068\u3057\u3066\u3069\u306e\u3088\u3046\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u304b\u3002<\/span><\/p>\r\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-70110\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111501\/yamasan_AdobeStock_257805151.jpg\" alt=\"\u7740\u66ff\u3048\u308b\u5b50\u3069\u3082\" width=\"1200\" height=\"800\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111501\/yamasan_AdobeStock_257805151.jpg 1200w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111501\/yamasan_AdobeStock_257805151-300x200.jpg 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111501\/yamasan_AdobeStock_257805151-1024x683.jpg 1024w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111501\/yamasan_AdobeStock_257805151-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><span class=\"att\">yamasan \/ stock.adobe.com<\/span><\/p>\r\n<h2>10\u306e\u59ff\u300c\u81ea\u7acb\u5fc3\u300d\u3068\u306f<\/h2>\r\n<p><span style=\"font-weight: 400;\">10\u306e\u59ff\u306b\u304a\u3051\u308b\u300c\u81ea\u7acb\u5fc3\u300d\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u00a0<\/span><\/p>\r\n<h3>\u300c\u81ea\u7acb\u5fc3\u300d\u306e\u6982\u8981<\/h3>\r\n<p><span style=\"font-weight: 400;\">\u3053\u3069\u3082\u5bb6\u5ead\u5e81\u30fb\u539a\u751f\u52b4\u50cd\u7701\u306b\u3088\u308b\u539a\u751f\u52b4\u50cd\u7701<\/span><span style=\"font-weight: 400;\">\u300c<\/span><a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/36b55701\/20231016_policies_hoiku_66.pdf\"><span style=\"font-weight: 400;\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac<\/span><\/a><span style=\"font-weight: 400;\">\u300d\u306e\u8cc7\u6599\u3067\u306f<\/span><span style=\"font-weight: 400;\">\u300c\u81ea\u7acb\u5fc3\u300d\u306b\u3064\u3044\u3066\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\r\n<blockquote>\r\n<p><span style=\"font-size: 14px;\">\u8eab\u8fd1\u306a\u74b0\u5883\u306b\u4e3b\u4f53\u7684\u306b\u95a2\u308f\u308a\u3055\u307e\u3056\u307e\u306a\u6d3b\u52d5\u3092\u697d\u3057\u3080\u4e2d\u3067\u3001\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3053\u3068\u3092\u81ea\u899a\u3057\u3001\u81ea\u5206\u306e\u529b\u3067\u884c\u3046\u305f\u3081\u306b\u8003\u3048\u305f\u308a\u3001\u5de5\u592b\u3057\u305f\u308a\u3057\u306a\u304c\u3089\u3001\u8ae6\u3081\u305a\u306b\u3084\u308a\u9042\u3052\u308b\u3053\u3068\u3067\u9054\u6210\u611f\u3092\u5473\u308f\u3044\u3001\u81ea\u4fe1\u3092\u6301\u3063\u3066\u884c\u52d5\u3059\u308b\u3088\u3046\u306b\u306a\u308b\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/36b55701\/20231016_policies_hoiku_66.pdf\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u3053\u3069\u3082\u5bb6\u5ead\u5e81<\/a>\u3088\u308a\u629c\u7c8b<\/span><\/p>\r\n<\/blockquote>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u306b\u3068\u3063\u3066\u306e\u81ea\u7acb\u5fc3\u306f\u3001\u751f\u6d3b\u3084\u904a\u3073\u306e\u4e2d\u3067\u300c\u81ea\u4fe1\u3092\u6301\u3063\u3066\u4e3b\u4f53\u7684\u306b\u884c\u52d5\u3059\u308b\u529b\u300d\u3068\u8003\u3048\u308b\u3068\u308f\u304b\u308a\u3084\u3059\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5177\u4f53\u7684\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046<\/span><span style=\"font-size: 14px;\">\u306a\u4f53\u9a13\u304c\u6319\u3052\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<ul>\r\n\t<li><span style=\"font-weight: 400;\">\u3044\u308d\u3044\u308d\u306a\u904a\u3073\u304b\u3089\u81ea\u5206\u304c\u3084\u308a\u305f\u3044\u3053\u3068\u3092\u81ea\u5206\u3067\u9078\u3093\u3067\u884c\u52d5\u3059\u308b<\/span><\/li>\r\n\t<li><span style=\"font-weight: 400;\">\u5c11\u3057\u96e3\u3057\u3044\u3068\u601d\u3046\u3053\u3068\u3082\u6311\u6226\u3057\u3066\u307f\u3066\u3001\u3067\u304d\u305f\u6e80\u8db3\u611f\u3092\u5473\u308f\u3046<\/span><\/li>\r\n\t<li><span style=\"font-weight: 400;\">\u8003\u3048\u305f\u308a\u5de5\u592b\u3057\u305f\u308a\u3057\u306a\u304c\u3089\u3001\u3042\u304d\u3089\u3081\u305a\u306b\u3084\u308a\u9042\u3052\u308b\u00a0<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">\u3053\u306e\u3088\u3046\u306a<strong class=\"linemarker\">\u4f53\u9a13\u306e\u7a4d\u307f\u91cd\u306d\u306b\u3088\u3063\u3066\u9054\u6210\u611f\u3084\u81ea\u4fe1\u304c\u5f97\u3089\u308c\u308b<\/strong>\u3053\u3068\u3067\u3001\u3060\u3093\u3060\u3093\u3068\u5b50\u3069\u3082\u306e\u4e2d\u306b\u81ea\u7acb\u5fc3\u304c\u80b2\u3063\u3066\u3044\u304f\u3088\u3046\u3067\u3059\u3002\u00a0<\/span><\/p>\r\n<h3><b>\u300c\u81ea\u7acb\u5fc3\u300d\u3092\u80b2\u3080\u4fdd\u80b2\u58eb\u306e\u914d\u616e<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u306e\u81ea\u7acb\u5fc3\u3092\u80b2\u3080\u305f\u3081\u306e\u4fdd\u80b2\u58eb\u3055\u3093\u306e\u63f4\u52a9\u3084\u914d\u616e\u3068\u3057\u3066\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u3053\u3068\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\r\n<ul>\r\n\t<li><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u304c\u3084\u308a\u305f\u3044\u6d3b\u52d5\u3092\u9078\u3079\u308b\u3088\u3046\u3001\u76ee\u3067\u898b\u3066\u308f\u304b\u308a\u3084\u3059\u3044\u74b0\u5883\u3092\u6574\u3048\u308b<\/span><\/li>\r\n\t<li><span style=\"font-weight: 400;\">\u81ea\u5206\u3067\u8003\u3048\u3066\u884c\u52d5\u3059\u308b\u305f\u3081\u306e\u6642\u9593\u3092\u78ba\u4fdd\u3057\u305f\u751f\u6d3b\u306e\u6d41\u308c\u3092\u4f5c\u308b<\/span><\/li>\r\n\t<li><span style=\"font-weight: 400;\">\u305d\u306e\u65e5\u306e\u6d41\u308c\u3092\u610f\u8b58\u3067\u304d\u308b\u3088\u3046\u306b\u500b\u5225\u306b\u63f4\u52a9\u3057\u3066\u3044\u304f<\/span><\/li>\r\n\t<li><span style=\"font-weight: 400;\">\u4e00\u4eba\u3072\u3068\u308a\u306e\u5b50\u3069\u3082\u306e\u3088\u3055\u304c\u4f1d\u308f\u308b\u3088\u3046\u306b\u8912\u3081\u3001\u30af\u30e9\u30b9\u306e\u306a\u304b\u3067\u53cb\u3060\u3061\u540c\u58eb\u304c\u8a8d\u3081\u5408\u3048\u308b\u6a5f\u4f1a\u3092\u4f5c\u308b<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">10\u306e\u59ff\u306e\u81ea\u7acb\u5fc3\u3067\u306f\u3001<strong>\u4ed6\u8005\u306e\u6307\u793a\u901a\u308a\u306b\u884c\u52d5\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u81ea\u3089\u8003\u3048\u3001\u4e3b\u4f53\u6027\u3092\u6301\u3063\u3066\u884c\u52d5\u3059\u308b<\/strong>\u3053\u3068\u304c\u3001\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u306b\u80b2\u3063\u3066\u307b\u3057\u3044\u59ff\u3068\u3057\u3066\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u304c\u81ea\u5206\u306e\u5b58\u5728\u306b\u81ea\u4fe1\u3092\u6301\u3064\u3068\u3068\u3082\u306b\u3001<strong class=\"linemarker\">\u81ea\u4e3b\u7684\u306b\u8003\u3048\u3066\u5de5\u592b\u3057\u306a\u304c\u3089\u904a\u3076\u697d\u3057\u3055\u3092\u5473\u308f\u3046<\/strong>\u3053\u3068\u304c\u81ea\u7acb\u5fc3\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u304f\u3088\u3046\u3067\u3059\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">5\u6b73\u5150\u306e\u7d42\u308f\u308a\u306b\u5411\u3051\u3066\u3001\u5b50\u3069\u3082\u4e00\u4eba\u3072\u3068\u308a\u306e\u30da\u30fc\u30b9\u3067\u80b2\u3093\u3067\u3044\u3051\u308b\u3088\u3046\u3001\u666e\u6bb5\u306e\u904a\u3073\u3084\u751f\u6d3b\u306e\u4e2d\u3067\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u63f4\u52a9\u3057\u3066\u3044\u3051\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002<\/span><\/p>\r\n<h2 id=\"i2\"><strong>\u3010\u5e74\u9f62\u5225\u3011\u4fdd\u80b2\u306e\u306a\u304b\u3067\u5b50\u3069\u3082\u306e\u300c\u81ea\u7acb\u5fc3\u300d\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u305f\u5177\u4f53\u4f8b<\/strong><\/h2>\r\n<p><span style=\"font-weight: 400;\">\u81ea\u7acb\u5fc3\u306e\u80b2\u3061\u304c\u898b\u3089\u308c\u308b\u5b50\u3069\u3082\u306e\u59ff\u3092\u3001<strong class=\"linemarker\">\u5b9f\u969b\u306e\u4fdd\u80b2\u306b\u304a\u3051\u308b\u904a\u3073\u3084\u751f\u6d3b\u306e\u4e8b\u4f8b<\/strong>\u3092\u3082\u3068\u306b\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/span><\/p>\r\n<h3><b>3\u6b73\u5150<\/b><\/h3>\r\n<p><b>\u00a0\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u8eab\u306e\u307e\u308f\u308a\u306e\u6e96\u5099\uff1e<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">3\u6b73\u5150\u30af\u30e9\u30b9\u3067\u306f\u3001\u81ea\u5206\u306e\u8eab\u306e\u307e\u308f\u308a\u306e\u6e96\u5099\u306f\u81ea\u5206\u3067\u884c\u306a\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u5b50\u3069\u3082\u305f\u3061\u306b\u6559\u3048\u3066\u3044\u304f\u3053\u3068\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">10\u306e\u59ff\u300c\u81ea\u7acb\u5fc3\u300d\u3078\u3064\u306a\u304c\u308b\u3001\u6bb5\u968e\u3092\u8e0f\u3093\u3067\u8eab\u306e\u307e\u308f\u308a\u306e\u3053\u3068\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u69d8\u5b50\u3092\u3001\u4e8b\u4f8b\u3092\u3082\u3068\u306b\u307f\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/span><img decoding=\"async\" class=\"alignnone size-full wp-image-13395\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/21192758\/bbcc7d7ff50aa0878880b2db0ca79ef1.jpg\" alt=\"3\u6b73\u5150\u306b\u8868\u308c\u308b\u81ea\u7acb\u5fc3\u306e\u4e8b\u4f8b\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/21192758\/bbcc7d7ff50aa0878880b2db0ca79ef1.jpg 796w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/21192758\/bbcc7d7ff50aa0878880b2db0ca79ef1-300x103.jpg 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/21192758\/bbcc7d7ff50aa0878880b2db0ca79ef1-768x264.jpg 768w\" sizes=\"(max-width: 796px) 100vw, 796px\" \/><span style=\"font-weight: 400;\">\u6bce\u65e5\u306e\u751f\u6d3b\u306e\u4e2d\u3067\u5c11\u3057\u305a\u3064\u7a4d\u307f\u91cd\u306d\u3001\u81ea\u5206\u3067\u3084\u3063\u3066\u307f\u305f\u3089\u3067\u304d\u305f\u3068\u3044\u3046\u7d4c\u9a13\u304c\u3001\u5b50\u3069\u3082\u306b\u3068\u3063\u3066\u306e\u81ea\u4fe1\u3078\u3068\u3064\u306a\u304c\u3063\u3066\u3044\u304f\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u307e\u305f\u3001\u8eab\u306e\u307e\u308f\u308a\u306e\u6e96\u5099\u3084\u7247\u3065\u3051\u304c\u7fd2\u6163\u3065\u304f\u3053\u3068\u3067\u3001\u5b50\u3069\u3082\u305f\u3061\u306f\u81ea\u5206\u304c\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3053\u3068\u3092\u81ea\u899a\u3057\u3066\u3044\u304f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u00a0<\/span><\/p>\r\n<h3><b>4\u6b73\u5150<\/b><\/h3>\r\n<p><b>\u00a0\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u3088\u3044\u3068\u3053\u308d\u63a2\u3057<\/b><b>\uff1e\u00a0<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">4\u6b73\u5150\u306b\u306a\u308b\u3068\u3001\u53cb\u9054\u3068\u306e\u3084\u308a\u3068\u308a\u304c\u4e0a\u624b\u306b\u306a\u308a\u3001\u4fdd\u80b2\u8005\u304c\u9593\u306b\u5165\u3089\u306a\u304f\u3066\u3082\u5b50\u3069\u3082\u540c\u58eb\u3067\u95a2\u4fc2\u3092\u6df1\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">1\u65e51\u4eba\u305a\u3064\u3001\u30af\u30e9\u30b9\u306e\u5b50\u3069\u3082\u304c\u307f\u3093\u306a\u306e\u524d\u306b\u7acb\u3061\u3001\u307f\u3093\u306a\u3067\u3088\u3044\u3068\u3053\u308d\u3092\u63a2\u3057\u3066\u767a\u8868\u3057\u3066\u3044\u304f\u3068\u3044\u3046\u4e8b\u4f8b\u3092\u3082\u3068\u306b\u8aac\u660e\u3057\u307e\u3059\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u53cb\u3060\u3061\u3068\u306e\u95a2\u4fc2\u304c\u6df1\u307e\u308b\u6642\u671f\u3060\u304b\u3089\u3053\u305d\u3001\u601d\u3044\u3084\u308a\u306e\u6c17\u6301\u3061\u3092\u80b2\u307f\u305f\u3044\u3068\u8003\u3048\u305f4\u6b73\u30af\u30e9\u30b9\u62c5\u4efb\u306e\u4fdd\u80b2\u58eb\u3055\u3093\u306f\u3001\u304a\u96c6\u307e\u308a\u306e\u6642\u9593\u306b\u300c\u25ef\u25ef\u3061\u3083\u3093\u306e\u3088\u3044\u3068\u3053\u308d\u63a2\u3057\u300d\u3068\u3044\u3046\u6642\u9593\u3092\u8a2d\u3051\u307e\u3057\u305f\u3002<\/span><img decoding=\"async\" class=\"alignnone size-full wp-image-13374\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2017\/12\/21185133\/e7209677a015439848ce3e4cf522f69d.jpg\" alt=\"\u81ea\u7acb\u5fc3\u3092\u80b2\u3080\u4e8b\u4f8b\u8868\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2017\/12\/21185133\/e7209677a015439848ce3e4cf522f69d.jpg 625w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2017\/12\/21185133\/e7209677a015439848ce3e4cf522f69d-300x146.jpg 300w\" sizes=\"(max-width: 625px) 100vw, 625px\" \/> <span style=\"font-weight: 400;\">\u3053\u306e\u4e8b\u4f8b\u3067\u306f\u3001\u30af\u30e9\u30b9\u5168\u4f53\u3067\u8a8d\u3081\u3042\u3048\u308b\u6a5f\u4f1a\u3092\u4f5c\u3063\u305f\u3053\u3068\u3067\u3001\u4e00\u4eba\u3072\u3068\u308a\u306e\u5b50\u3069\u3082\u306e\u3088\u3055\u3092\u5206\u304b\u3061\u5408\u3048\u305f\u69d8\u5b50\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b9f\u969b\u306e\u4fdd\u80b2\u6d3b\u52d5\u3067\u3082\u3001\u5b50\u3069\u3082\u304c\u81ea\u5206\u306b\u81ea\u4fe1\u3092\u6301\u3064\u3053\u3068\u3067\u3001\u300c\u3061\u3087\u3063\u3068\u96e3\u3057\u3044\u3051\u3069\u6311\u6226\u3057\u3066\u307f\u3088\u3046\u300d\u3068\u3044\u3046\u610f\u6b32\u304c\u80b2\u3081\u308b\u3088\u3046\u306a\u63f4\u52a9\u304c\u3067\u304d\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002<\/span><\/p>\r\n<h3><b>5\u6b73\u5150<\/b><\/h3>\r\n<p><b>\u00a0\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u904b\u52d5\u4f1a\u306e\u7df4\u7fd2<\/b><b>\uff1e<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">5\u6b73\u5150\u30af\u30e9\u30b9\u3067\u306f\u3001\u904b\u52d5\u4f1a\u306e\u30c0\u30f3\u30b9\u306e\u66f2\u3092\u307f\u3093\u306a\u3067\u8a71\u3057\u5408\u3044\u3001\u3044\u3061\u3070\u3093\u597d\u304d\u306a\u66f2\u3067\u8e0a\u308b\u3053\u3068\u306b\u6c7a\u5b9a\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u304a\u3046\u3061\u306e\u4eba\u3084\u5e74\u4e0b\u306e\u53cb\u3060\u3061\u306b\u3082\u683c\u597d\u3088\u304f\u8e0a\u308b\u59ff\u3092\u898b\u305b\u305f\u3044\u3068\u3001\u5b50\u3069\u3082\u305f\u3061\u306f\u5f35\u308a\u5207\u3063\u3066\u3044\u307e\u3057\u305f\u3002<\/span><img decoding=\"async\" class=\"alignnone size-full wp-image-13373\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2017\/12\/21185133\/48f72c48027bdf496c7e86f3ad751232.jpg\" alt=\"\u81ea\u7acb\u5fc3\u3092\u80b2\u3080\u4e8b\u4f8b\u8868\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2017\/12\/21185133\/48f72c48027bdf496c7e86f3ad751232.jpg 608w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2017\/12\/21185133\/48f72c48027bdf496c7e86f3ad751232-300x184.jpg 300w\" sizes=\"(max-width: 608px) 100vw, 608px\" \/> <span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u304c\u4e3b\u4f53\u7684\u306b\u53d6\u308a\u7d44\u3080\u305f\u3081\u306e\u4fdd\u80b2\u58eb\u3055\u3093\u306e\u63f4\u52a9\u306e\u5de5\u592b\u304c\u3088\u304f\u308f\u304b\u308b\u4e8b\u4f8b\u3067\u3059\u306d\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u76f4\u63a5\u7684\u306a\u52b1\u307e\u3057\u3060\u3051\u3067\u306a\u304f\u3001\u5b50\u3069\u3082\u306e\u610f\u6b32\u3092\u5f15\u304d\u51fa\u3057\u3001\u5b50\u3069\u3082\u81ea\u8eab\u304c\u7a4d\u6975\u7684\u306b\u6d3b\u52d5\u3067\u304d\u308b\u5834\u3065\u304f\u308a\u3092\u884c\u306a\u3063\u3066\u3044\u304f\u3053\u3068\u304c\u5927\u5207\u3068\u306a\u308b\u3088\u3046\u3067\u3059\u3002<\/span><\/p>\r\n<h2><strong>10\u306e\u59ff\u300c\u81ea\u7acb\u5fc3\u300d\u306e\u89b3\u70b9\u3092\u610f\u8b58\u3059\u308b\u3068\u304d\u306e\u30dd\u30a4\u30f3\u30c8<\/strong><\/h2>\r\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-70109\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111500\/polkadot_AdobeStock_800722011.jpg\" alt=\"\u304a\u652f\u5ea6\u30dc\u30fc\u30c9\" width=\"1200\" height=\"800\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111500\/polkadot_AdobeStock_800722011.jpg 1200w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111500\/polkadot_AdobeStock_800722011-300x200.jpg 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111500\/polkadot_AdobeStock_800722011-1024x683.jpg 1024w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30111500\/polkadot_AdobeStock_800722011-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><span class=\"att\">polkadot \/ stock.adobe.com<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">10\u306e\u59ff\u300c\u81ea\u7acb\u5fc3\u300d\u306e\u89b3\u70b9\u304b\u3089\u3001<strong class=\"linemarker\">\u4fdd\u80b2\u3092\u3059\u308b\u3046\u3048\u3067\u610f\u8b58\u3057\u305f\u3044\u30dd\u30a4\u30f3\u30c8<\/strong>\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/span><\/p>\r\n<h3>\u65e5\u5e38\u7684\u306a\u7a4d\u307f\u91cd\u306d\u3092\u5927\u5207\u306b\u3059\u308b<\/h3>\r\n<p><span style=\"font-weight: 400;\">\u8eab\u306e\u307e\u308f\u308a\u306e\u5c0f\u3055\u306a\u3053\u3068\u304b\u3089\u81ea\u5206\u3067\u3084\u308a\u59cb\u3081\u308b\u3053\u3068\u3067\u3001\u6210\u529f\u4f53\u9a13\u3092\u7a4d\u307f\u91cd\u306d\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5c0f\u3055\u306a\u81ea\u4fe1\u3092\u6301\u3064\u3053\u3068\u3067\u3001\u5b89\u5fc3\u3057\u3066\u6d3b\u52d5\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u305f\u3081\u306e\u57fa\u76e4\u3092\u4f5c\u308b\u3053\u3068\u304c\u5927\u5207\u3068\u3044\u3048\u305d\u3046\u3067\u3059\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u307e\u305f\u3001\u6bce\u65e5\u7e70\u308a\u8fd4\u3057\u3066\u884c\u306a\u3046\u3053\u3068\u3067\u3001\u81ea\u7136\u3068\u898b\u901a\u3057\u3092\u6301\u3064\u3053\u3068\u306b\u3082\u3064\u306a\u304c\u308a\u3001\u5b50\u3069\u3082\u305f\u3061\u304c\u4e3b\u4f53\u7684\u306b\u884c\u52d5\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u00a0<\/span><\/p>\r\n<h3><b>\u53cb\u3060\u3061\u306e\u500b\u6027\u3092\u8a8d\u3081\u3042\u3048\u308b\u96f0\u56f2\u6c17\u3092\u4f5c\u308b<\/b><\/h3>\r\n<p>\u304a\u4e92\u3044\u306b\u500b\u6027\u3092\u8a8d\u3081\u5408\u3046\u3053\u3068\u3067\u3001\u5b50\u3069\u3082\u305f\u3061\u304c\u81ea\u4fe1\u3092\u3082\u3063\u3066\u884c\u52d5\u3059\u308b\u3053\u3068\u306b\u3064\u306a\u304c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u53cb\u3060\u3061\u540c\u58eb\u3067\u305d\u306e\u5b50\u306e\u9577\u6240\u30fb\u77ed\u6240\u3092\u8a8d\u3081\u3042\u3044\u3001\u52b1\u307e\u3057\u305f\u308a\u52a9\u3051\u305f\u308a\u3059\u308b\u95a2\u4fc2\u306e\u3082\u3068\u3067\u3001\u5b50\u3069\u3082\u305f\u3061\u306f\u5b89\u5fc3\u3057\u3066\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u305d\u3046\u3067\u3059\u3002<\/p>\r\n<p>\u306f\u3058\u3081\u306f\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u305d\u308c\u305e\u308c\u306e\u5b50\u306e\u3088\u3044\u3068\u3053\u308d\u3092\u30af\u30e9\u30b9\u5168\u4f53\u306b\u4f1d\u3048\u3066\u3044\u304f\u3088\u3046\u306a\u58f0\u304b\u3051\u3092\u3059\u308b\u3053\u3068\u3067\u3001\u5b50\u3069\u3082\u305f\u3061\u304c\u53cb\u3060\u3061\u306e\u3088\u3055\u306b\u6c17\u3065\u304f\u304d\u3063\u304b\u3051\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306d\u3002<\/p>\r\n<h3><b>\u3042\u304d\u3089\u3081\u305a\u306b\u3084\u308a\u9042\u3052\u308b\u4f53\u9a13\u3092\u901a\u3057\u3066\u9054\u6210\u611f\u3092\u5473\u308f\u3044\u3001\u81ea\u4fe1\u306b\u3064\u306a\u3052\u308b<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u305f\u3061\u306b\u3068\u3063\u3066\u306f\u96e3\u3057\u3044\u3053\u3068\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u904e\u7a0b\u3067\u3001\u632b\u6298\u3092\u5473\u308f\u3046\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u300c\u3082\u3046\u3084\u308a\u305f\u304f\u306a\u3044\u300d\u3068\u601d\u3063\u3066\u3082\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u3084\u53cb\u3060\u3061\u306b\u52b1\u307e\u3055\u308c\u305f\u308a\u52a9\u3051\u3092\u3082\u3089\u3063\u305f\u308a\u3057\u306a\u304c\u3089\u3001\u3042\u304d\u3089\u3081\u308b\u3053\u3068\u306a\u304f\u518d\u3073\u6311\u6226\u3067\u304d\u308b\u3088\u3046\u306b\u63f4\u52a9\u3057\u3066\u3044\u3051\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u300c\u3042\u304d\u3089\u3081\u306a\u304b\u3063\u305f\u3089\u6210\u529f\u3067\u304d\u305f\u300d\u3068\u3044\u3046\u9054\u6210\u611f\u304c\u81ea\u4fe1\u306b\u3064\u306a\u304c\u308b\u3053\u3068\u3067\u3001<strong class=\"linemarker\">\u56f0\u96e3\u306a\u51fa\u6765\u4e8b\u306b\u5bfe\u3057\u3066\u3082\u81ea\u4fe1\u3092\u6301\u3063\u3066\u7acb\u3061\u5411\u304b\u3048\u308b\u81ea\u7acb\u5fc3\u3078\u3068\u80b2\u3063\u3066\u3044\u304f<\/strong>\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/36b55701\/20231016_policies_hoiku_66.pdf\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u3053\u3069\u3082\u5bb6\u5ead\u5e81<\/a><\/span><\/p>\r\n<h2 id=\"i4\">\u7d4c\u9a13\u306e\u7a4d\u307f\u91cd\u306d\u304c\u300c\u81ea\u7acb\u5fc3\u300d\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u304f<\/h2>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u305f\u3061\u306b\u3068\u3063\u3066\u306f\u96e3\u3057\u3044\u3053\u3068\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u904e\u7a0b\u3067\u3001\u632b\u6298\u3092\u5473\u308f\u3046\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u300c\u3082\u3046\u3084\u308a\u305f\u304f\u306a\u3044\u300d\u3068\u601d\u3063\u3066\u3082\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u3084\u53cb\u3060\u3061\u306b\u52b1\u307e\u3055\u308c\u305f\u308a\u52a9\u3051\u3092\u3082\u3089\u3063\u305f\u308a\u3057\u306a\u304c\u3089\u3001\u3042\u304d\u3089\u3081\u308b\u3053\u3068\u306a\u304f\u518d\u3073\u6311\u6226\u3067\u304d\u308b\u3088\u3046\u306b\u63f4\u52a9\u3057\u3066\u3044\u3051\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u300c<strong class=\"linemarker\">\u3042\u304d\u3089\u3081\u306a\u304b\u3063\u305f\u3089\u6210\u529f\u3067\u304d\u305f<\/strong>\u300d\u3068\u3044\u3046\u9054\u6210\u611f\u3092\u81ea\u4fe1\u306b\u3064\u306a\u3052\u3001\u56f0\u96e3\u306a\u51fa\u6765\u4e8b\u306b<\/span><span style=\"font-weight: 400;\">\u81ea\u4fe1\u3092\u6301\u3063\u3066\u7acb\u3061\u5411\u304b\u3046\u81ea\u7acb\u5fc3\u304c\u80b2\u3064\u3088\u3046\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p>\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u306e\u91cd\u8981\u30dd\u30a4\u30f3\u30c8\u3068\u3082\u8a00\u3048\u308b\u300c10\u306e\u59ff\u300d\u306b\u3064\u3044\u3066\u3001\u305d\u308c\u305e\u308c\u306e\u8996\u70b9\u3068\u30a8\u30d4\u30bd\u30fc\u30c9\u3092\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<span style=\"font-weight: 400;\">\u3000<aside id=\"short-code__related-blog-card\">\n                    <div class=\"short-code__related-blog-card__wrap\">\n               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class=\"linemarker\">\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u77e5\u308a\u305f\u3044\u60c5\u5831\u3092\u767a\u4fe1<\/strong>\u3057\u3066\u3044\u307e\u3059\u3002\u3000<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u30fb\u5e7c\u7a1a\u5712\u6559\u80b2\u8981\u9818\u306b\u793a\u3055\u308c\u3066\u3044\u308b\u300c\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u3044\u59ff\u300d\u3002\u4eca\u56de\u306f\u3001\u305d\u306e10\u306e\u59ff\u306e\u4e00\u3064\u300c\u81ea\u7acb\u5fc3\u300d\u306e\u9805\u76ee\u306b\u3064\u3044\u3066\u3001\u4e8b\u4f8b\u3068\u3068\u3082\u306b\u4fdd\u80b2\u58eb\u306e\u8996\u70b9\u3067\u307e\u3068\u3081\u307e\u3057\u305f\u3002\u5b50\u3069\u3082\u305f\u3061\u304c\u81ea\u4fe1\u3092\u6301\u3063\u3066\u3055\u307e\u3056\u307e\u306a\u6d3b\u52d5\u306b\u53d6\u308a\u7d44\u3081\u308b\u3088\u3046\u306b\u306a\u308b\u305f\u3081\u306b\u306f\u3001\u4fdd\u80b2\u58eb\u3068\u3057\u3066\u3069\u306e\u3088\u3046\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u304b\u3002 10\u306e\u59ff\u300c\u81ea\u7acb\u5fc3\u300d\u3068\u306f 10\u306e\u59ff\u306b\u304a\u3051\u308b\u300c\u81ea\u7acb\u5fc3\u300d\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u00a0 \u300c\u81ea\u7acb\u5fc3\u300d\u306e\u6982\u8981 \u3053\u3069\u3082\u5bb6\u5ead\u5e81\u30fb\u539a\u751f\u52b4\u50cd\u7701\u306b\u3088\u308b\u539a\u751f\u52b4\u50cd\u7701\u300c\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\u300d\u306e\u8cc7\u6599\u3067\u306f\u300c\u81ea\u7acb\u5fc3\u300d\u306b\u3064\u3044\u3066\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002 \u8eab\u8fd1\u306a\u74b0\u5883\u306b\u4e3b\u4f53\u7684\u306b\u95a2\u308f\u308a\u3055\u307e\u3056\u307e\u306a\u6d3b\u52d5\u3092\u697d\u3057\u3080\u4e2d\u3067\u3001\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3053 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