{"id":1425,"date":"2024-08-15T10:00:00","date_gmt":"2024-08-15T01:00:00","guid":{"rendered":"https:\/\/www.hoikushibank.com\/column\/10-9\/"},"modified":"2024-09-27T10:52:25","modified_gmt":"2024-09-27T01:52:25","slug":"10-9","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/10-9","title":{"rendered":"\u3010\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u304410\u306e\u59ff\u3011\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3002\u5b50\u3069\u3082\u306e\u59ff\u306b\u3064\u306a\u3052\u308b\u4fdd\u80b2\u306e\u5b9f\u8df5\u4e8b\u4f8b"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u30fb\u5e7c\u7a1a\u5712\u6559\u80b2\u8981\u9818\u3088\u308a\u793a\u3055\u308c\u3066\u3044\u308b\u300c\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u3044\u59ff\u300d\u3002\u4eca\u56de\u306f\u3001\u305d\u306e\u4e00\u3064\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u306b\u3064\u3044\u3066\u3001\u904a\u3073\u306e\u5b9f\u8df5\u4e8b\u4f8b\u3068\u3068\u3082\u306b\u4fdd\u80b2\u58eb\u306e\u8996\u70b9\u3067\u307e\u3068\u3081\u307e\u3057\u305f\u3002\u5b50\u3069\u3082\u305f\u3061\u306f\u53cb\u3060\u3061\u3084\u4fdd\u80b2\u58eb\u3055\u3093\u3068\u306e\u95a2\u308f\u308a\u3067\u8a00\u8449\u306b\u3088\u308b\u3084\u308a\u53d6\u308a\u3092\u7fd2\u5f97\u3057\u3066\u3044\u304d\u307e\u3059\u304c\u3001\u300c\u8a00\u8449\u3067\u4f1d\u3048\u305f\u3044\u300d\u3068\u3044\u3046\u601d\u3044\u3092\u80b2\u3080\u305f\u3081\u306b\u4f55\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u304b\u3002<\/span><\/p>\r\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-70113\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30113748\/milatas_AdobeStock_428913651.jpg\" alt=\"\u8aad\u307f\u805e\u304b\u305b\" width=\"1200\" height=\"800\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30113748\/milatas_AdobeStock_428913651.jpg 1200w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30113748\/milatas_AdobeStock_428913651-300x200.jpg 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30113748\/milatas_AdobeStock_428913651-1024x683.jpg 1024w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2020\/10\/30113748\/milatas_AdobeStock_428913651-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><span class=\"att\">milatas \/ stock.adobe.com<\/span><\/p>\r\n<h2 id=\"i1\">10\u306e\u59ff\u306e\u4e00\u3064\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3068\u306f<\/h2>\r\n<p><span style=\"font-weight: 400;\">\u3053\u3069\u3082\u5bb6\u5ead\u5e81\u30fb\u539a\u751f\u52b4\u50cd\u7701\u306b\u3088\u308b<\/span><span style=\"font-weight: 400;\">\u300c<\/span><a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/36b55701\/20231016_policies_hoiku_66.pdf\"><span style=\"font-weight: 400;\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac<\/span><\/a><span style=\"font-weight: 400;\">\u300d\u306e\u8cc7\u6599\u3067\u306f<\/span><span style=\"font-weight: 400;\">\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3068\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u793a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\r\n<blockquote>\r\n<p>\u4fdd\u80b2\u58eb\u7b49\u3084\u53cb\u9054\u3068\u5fc3\u3092\u901a\u308f\u305b\u308b\u4e2d\u3067\u3001\u7d75\u672c\u3084\u7269\u8a9e\u306a\u3069\u306b\u89aa\u3057\u307f\u306a\u304c\u3089\u3001\u8c4a\u304b\u306a\u8a00\u8449\u3084\u8868\u73fe\u3092\u8eab\u306b\u4ed8\u3051\u3001\u7d4c\u9a13\u3057\u305f\u3053\u3068\u3084\u8003\u3048\u305f\u3053\u3068\u306a\u3069\u3092\u8a00\u8449\u3067\u4f1d\u3048\u305f\u308a\u3001\u76f8\u624b\u306e\u8a71\u3092\u6ce8\u610f\u3057\u3066\u805e\u3044\u305f\u308a\u3057\u3001\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u3092\u697d\u3057\u3080\u3088\u3046\u306b\u306a\u308b\u3002<\/p>\r\n<p><span style=\"font-weight: 400;\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/36b55701\/20231016_policies_hoiku_66.pdf\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u3053\u3069\u3082\u5bb6\u5ead\u5e81<\/a>\u3088\u308a\u629c\u7c8b<\/span><\/p>\r\n<\/blockquote>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u305f\u3061\u306f\u5fc3\u3092\u52d5\u304b\u3055\u308c\u308b\u3088\u3046\u306a\u4f53\u9a13\u3092\u7d4c\u3066\u3001\u300c\u8a00\u8449\u3067\u4f1d\u3048\u305f\u3044\u300d\u3068\u3044\u3046\u601d\u3044\u3092\u6301\u3064\u3088\u3046\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u307e\u305f\u3001\u81ea\u5206\u306e\u601d\u3044\u3092\u805e\u3044\u3066\u3082\u3089\u3046\u4f53\u9a13\u3092\u91cd\u306d\u308b\u3053\u3068\u3067\u3001\u76f8\u624b\u306e\u610f\u898b\u3092\u805e\u304d\u3001\u81ea\u5206\u306e\u4e2d\u3067\u8003\u3048\u3066\u304b\u3089\u610f\u898b\u3092\u8a00\u3046\u3001\u3068\u3044\u3046\u3084\u308a\u53d6\u308a\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u58eb\u3055\u3093\u306f\u5b50\u3069\u3082\u305f\u3061\u306b<strong class=\"linemarker\">\u8a00\u8449\u3067\u4f1d\u3048\u308b\u697d\u3057\u3055<\/strong>\u3092\u6559\u3048\u308b\u3068\u540c\u6642\u306b\u3001<strong class=\"linemarker\">\u76f8\u624b\u306e\u8a71\u3092\u805e\u304f\u3053\u3068\u306e\u5927\u5207\u3055<\/strong>\u3092\u6559\u3048\u3066\u3044\u304f\u3053\u3068\u304c\u5927\u5207\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<h2><strong>\u3010\u5e74\u9f62\u5225\u3011\u4fdd\u80b2\u306e\u4e2d\u3067\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3092\u5b9f\u8df5\u3057\u305f\u5177\u4f53\u4f8b<\/strong><\/h2>\r\n<p><span style=\"font-weight: 400;\">10\u306e\u59ff\u306e\u4e00\u3064\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3092\u80b2\u3080\u5b9f\u8df5\u4e8b\u4f8b\u3092\u3082\u3068\u306b\u3001<strong class=\"linemarker\">\u5b50\u3069\u3082\u306e\u80b2\u3061\u3084\u4fdd\u80b2\u58eb\u3055\u3093\u306e\u63f4\u52a9\u306e\u3042\u308a\u65b9<\/strong>\u3092\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002 <\/span><\/p>\r\n<h3>2\u6b73\u5150<\/h3>\r\n<p><b>\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u5b50\u3069\u3082\u306e\u8a71\u306b\u8033\u3092\u50be\u3051\u308b\uff1e\u00a0<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">2\u6b73\u5150\u30af\u30e9\u30b9\u306b\u306f\u304a\u558b\u308a\u304c\u5927\u597d\u304d\u306a\u5b50\u3069\u3082\u305f\u3061\u304c\u305f\u304f\u3055\u3093\u3044\u307e\u3059\u3002<\/span><span style=\"font-weight: 400;\">\u62c5\u4efb\u306e\u4fdd\u80b2\u58eb\u3055\u3093\u306f\u3069\u306e\u3088\u3046\u306b\u5b50\u3069\u3082\u306e\u8a00\u8449\u3092\u805e\u3044\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/span><img decoding=\"async\" class=\"alignnone size-full wp-image-13552\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122540\/ae372e32b7d645ffd8916edf65860581.jpg\" alt=\"\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u3092\u80b2\u3080\u4e8b\u4f8b\u8868\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122540\/ae372e32b7d645ffd8916edf65860581.jpg 543w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122540\/ae372e32b7d645ffd8916edf65860581-300x246.jpg 300w\" sizes=\"(max-width: 543px) 100vw, 543px\" \/> <span style=\"font-weight: 400;\">\u8a00\u8449\u3067\u4f1d\u3048\u3042\u3046\u529b\u3092\u80b2\u3080\u305f\u3081\u306b\u306f\u3001\u5b50\u3069\u3082\u81ea\u8eab\u304c\u300c\u81ea\u5206\u306e\u8a71\u3092\u304d\u3061\u3093\u3068\u805e\u3044\u3066\u3082\u3089\u3063\u305f\u7d4c\u9a13\u300d\u304c\u5fc5\u8981\u306a\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u4fdd\u8b77\u8005\u3084\u4fdd\u80b2\u58eb\u3055\u3093\u3001\u5730\u57df\u306e\u5927\u4eba\u304c\u805e\u304d\u5f79\u3068\u306a\u308b\u3053\u3068\u3067\u3001\u300c\u8a71\u3092\u3061\u3083\u3093\u3068\u805e\u3044\u3066\u3082\u3089\u3048\u305f\u300d\u300c\u8a71\u3057\u3066\u3044\u3044\u3093\u3060\u300d\u3068\u3044\u3046\u80af\u5b9a\u611f\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u304d\u305d\u3046\u3067\u3059\u306d\u3002<\/span><\/p>\r\n<h3>3\u6b73\u5150<\/h3>\r\n<p><b>\u00a0\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u7d75\u672c\u306e\u8a00\u8449\u306b\u89aa\u3057\u3080\uff1e<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">3\u6b73\u5150\u30af\u30e9\u30b9\u3067\u306f\u3001\u96ea\u306e\u65e5\u3092\u984c\u6750\u306b\u3057\u305f\u7d75\u672c\u304c\u4eba\u6c17\u306e\u3088\u3046\u3067\u3059\u3002<\/span><img decoding=\"async\" class=\"alignnone size-full wp-image-13551\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122539\/79d63ea71a19b47b6eb2ac2b7fa57775.jpg\" alt=\"\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u3092\u80b2\u3080\u4e8b\u4f8b\u8868\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122539\/79d63ea71a19b47b6eb2ac2b7fa57775.jpg 548w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122539\/79d63ea71a19b47b6eb2ac2b7fa57775-300x279.jpg 300w\" sizes=\"(max-width: 548px) 100vw, 548px\" \/> <span style=\"font-weight: 400;\">\u7d75\u672c\u3092\u901a\u3057\u3066\u3001\u3055\u307e\u3056\u307e\u306a\u8a00\u8449\u3084\u8868\u73fe\u306b\u3075\u308c\u3066\u3044\u304f\u3053\u3068\u304c\u3001\u5b50\u3069\u3082\u306e\u3044\u304d\u3044\u304d\u3068\u3057\u305f\u8868\u73fe\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u304f\u3088\u3046\u3067\u3059\u3002<\/span><\/p>\r\n<h3>4\u6b73\u5150<\/h3>\r\n<p><b>\u00a0\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u81ea\u7136\u6559\u5ba4\u3067\u611f\u3058\u305f\u3053\u3068\uff1e<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5e74\u4e2d\u30af\u30e9\u30b9\u3067\u306f\u3001\u521d\u590f\u306b\u306a\u308b\u3068\u30d0\u30b9\u306b\u4e57\u3063\u3066\u81ea\u7136\u6559\u5ba4\u3078\u51fa\u304b\u3051\u307e\u3059\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u884c\u304d\u5148\u306f\u8eca\u30671\u6642\u9593\u307b\u3069\u306e\u5834\u6240\u306b\u3042\u308b\u91cc\u5c71\u306e\u30b3\u30c6\u30fc\u30b8\u3067\u3059\u3002<\/span><span style=\"font-weight: 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alt=\"\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u3092\u80b2\u3080\u4e8b\u4f8b\u8868\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26123436\/e8bd0e217b2ba3b5ace0fc2d5fdc8236.jpg 498w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26123436\/e8bd0e217b2ba3b5ace0fc2d5fdc8236-211x300.jpg 211w\" sizes=\"(max-width: 498px) 100vw, 498px\" \/> <span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u305f\u3061\u306e\u8a00\u8449\u306f\u3001\u65b0\u9bae\u306a\u4f53\u9a13\u306b\u3088\u3063\u3066\u751f\u307e\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u306e\u6ea2\u308c\u51fa\u3059\u6c17\u6301\u3061\u304b\u3089\u51fa\u3066\u304d\u305f\u8a00\u8449\u3092\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u5927\u5207\u306b\u53d7\u3051\u3068\u3081\u3001\u3055\u3089\u306b\u53cb\u3060\u3061\u3068\u5171\u6709\u3059\u308b\u6a5f\u4f1a\u3092\u4f5c\u308b\u3053\u3068\u3067\u3001\u8a00\u8449\u306e\u5e45\u304c\u5e83\u304c\u3063\u3066\u3044\u304f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\r\n<h3>5\u6b73\u5150<\/h3>\r\n<p><b>\u00a0\uff1c\u6d3b\u52d5\u5185\u5bb9\uff1a\u5287\u904a\u3073\u306e\u8a71\u3057\u5408\u3044\uff1e<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">\u00a05\u6b73\u5150\u30af\u30e9\u30b9\u3067\u306f\u767a\u8868\u4f1a\u3067\u5287\u904a\u3073\u3092\u3059\u308b\u3053\u3068\u306b\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u305d\u3053\u3067\u5287\u306e\u984c\u6750\u6c7a\u3081\u3001\u914d\u5f79\u6c7a\u3081\u306e\u307b\u304b\u3001\u5287\u306b\u5fc5\u8981\u306a\u9053\u5177\u3092\u8003\u3048\u308b\u305f\u3081\u306e\u8a71\u3057\u5408\u3044\u306e\u6a5f\u4f1a\u3092\u8a2d\u3051\u307e\u3057\u305f\u3002<\/span><img decoding=\"async\" class=\"alignnone size-full wp-image-13550\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122539\/32bed3a9c3615c80953cca2810b312f5.jpg\" alt=\"\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u3092\u80b2\u3080\u4e8b\u4f8b\u8868\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122539\/32bed3a9c3615c80953cca2810b312f5.jpg 548w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122539\/32bed3a9c3615c80953cca2810b312f5-217x300.jpg 217w\" sizes=\"(max-width: 548px) 100vw, 548px\" \/> <span style=\"font-weight: 400;\">5\u6b73\u306e\u5b50\u3069\u3082\u305f\u3061\u306f\u4f1a\u8a71\u3067\u3084\u308a\u3068\u308a\u3092\u3057\u3001\u81ea\u5206\u3068\u306f\u9055\u3046\u610f\u898b\u3092\u6301\u3064\u5b50\u306e\u8a71\u3092\u6700\u5f8c\u307e\u3067\u805e\u304d\u3001\u30b9\u30e0\u30fc\u30ba\u306b\u8a71\u3057\u3042\u3044\u304c\u9032\u3093\u3067\u3044\u308b\u69d8\u5b50\u3067\u3059\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u306e\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3092\u80b2\u3080\u305f\u3081\u306b\u306f\u3001\u5b50\u3069\u3082\u306e\u610f\u898b\u3092\u5c0a\u91cd\u3057\u3001\u305d\u308c\u305e\u308c\u306e\u601d\u3044\u3092\u4e01\u5be7\u306b\u6c72\u307f\u3068\u308b\u95a2\u308f\u308a\u3092\u3057\u3066\u3044\u304f\u3053\u3068\u304c\u5927\u5207\u306a\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/span><\/p>\r\n<h2><strong>10\u306e\u59ff\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u306e\u89b3\u70b9\u3092\u610f\u8b58\u3059\u308b\u30dd\u30a4\u30f3\u30c8<\/strong><\/h2>\r\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-13554\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122545\/ab503baa2afa69166470480fb8f283d2.jpg\" alt=\"\u5185\u7dd2\u3067\u304a\u8a71\u3092\u3059\u308b\u4fdd\u80b2\u58eb\u3068\u5b50\u3069\u3082\u306e\u5199\u771f\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122545\/ab503baa2afa69166470480fb8f283d2.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2018\/01\/26122545\/ab503baa2afa69166470480fb8f283d2-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><span class=\"att\">Tom Wang \/ stock.adobe.com<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">10\u306e\u59ff\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u306e\u89b3\u70b9\u304b\u3089\u3001<strong class=\"linemarker\">\u4fdd\u80b2\u3092\u3059\u308b\u3046\u3048\u3067\u610f\u8b58\u3057\u305f\u3044\u30dd\u30a4\u30f3\u30c8<\/strong>\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002\u00a0<\/span><\/p>\r\n<h3>\u5b50\u3069\u3082\u306e\u8a00\u8449\u3084\u8868\u73fe\u3092\u80af\u5b9a\u3059\u308b<\/h3>\r\n<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u5b50\u3069\u3082\u306e\u8a00\u8449\u3092\u53d7\u3051\u6b62\u3081\u3001\u80af\u5b9a\u7684\u306a\u30ea\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u3057\u3066\u3044\u304f\u3053\u3068\u3067\u5b50\u3069\u3082\u306e\u300c\u3082\u3063\u3068\u8a71\u3057\u305f\u3044\u300d\u3068\u3044\u3046\u6c17\u6301\u3061\u3092\u80b2\u3080\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u306e\u8a00\u8449\u3092\u805e\u304f\u969b\u306b\u306f\u3001<strong class=\"linemarker\">\u76ee\u7dda\u3092\u5408\u308f\u305b\u308b\u3053\u3068\u3084\u7b11\u9854\u3067\u76f8\u3065\u3061\u3092\u6253\u3064\u3053\u3068<\/strong>\u3092\u610f\u8b58\u3067\u304d\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u3082\u3057\u624b\u304c\u96e2\u305b\u306a\u3044\u3068\u304d\u306f\u3001\u300c\u5148\u751f\u306f\u25cb\u25cb\u3061\u3083\u3093\u306e\u304a\u8a71\u3092\u805e\u304d\u305f\u3044\u3093\u3060\u3051\u3069\u3001\u4eca\u306f\uff5e\u3092\u3057\u3066\u3044\u3066\u3069\u3046\u3057\u3066\u3082\u805e\u3051\u306a\u3044\u3093\u3060 \u300d\u3068\u4f1d\u3048\u305f\u3046\u3048\u3067\u3001\u65e9\u3044\u3046\u3061\u306b\u8a71\u3092\u805e\u304f\u6642\u9593\u3092\u4f5c\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u306f\u81ea\u5206\u306e\u8a00\u8449\u3092\u805e\u3044\u3066\u3082\u3089\u3046\u3088\u308d\u3053\u3073\u3092\u77e5\u308b\u3053\u3068\u3067\u300c\u76f8\u624b\u306e\u8a71\u3092\u805e\u3053\u3046\u300d\u3068\u3044\u3046\u614b\u5ea6\u304c\u5f90\u3005\u306b\u8eab\u306b\u3064\u3044\u3066\u3044\u304f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\r\n<h3>\u5b50\u3069\u3082\u540c\u58eb\u306e\u4f1d\u3048\u5408\u3044\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b<\/h3>\r\n<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u58eb\u3055\u3093\u306f\u3001\u5b50\u3069\u3082\u305f\u3061\u304c\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u3068\u308b\u6a5f\u4f1a\u3092\u652f\u3048\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u306b\u5411\u3051\u3001\u6700\u521d\u306f1\u5bfe1\u304b\u3089\u59cb\u3081\u3001\u8a71\u3057\u5408\u3044\u306e\u7d4c\u9a13\u3092\u5897\u3084\u3057\u3066\u3044\u3051\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u306a\u304b\u306b\u306f\u3001\u8a71\u3057\u3042\u3044\u306e\u5834\u9762\u3067\u610f\u898b\u304c\u8a00\u3048\u306a\u3044\u5b50\u3069\u3082\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u305d\u306e\u5834\u5408\u306f\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u30681\u5bfe1\u306b\u306a\u308c\u308b\u5834\u6240\u3092\u4f5c\u308a\u3001\u601d\u3044\u3092\u8a71\u305b\u308b\u74b0\u5883\u3092\u8a2d\u3051\u308b\u3068\u3088\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306d\u3002 <\/span><\/p>\r\n<h3>\u7d75\u672c\u3084\u7d19\u829d\u5c45\u306a\u3069\u3092\u901a\u3057\u3066\u3001\u3055\u307e\u3056\u307e\u306a\u8a00\u8449\u306b\u51fa\u4f1a\u3046\u6a5f\u4f1a\u3092\u4f5c\u308b<\/h3>\r\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">\u4fdd\u80b2\u58eb\u3055\u3093\u3068\u306e\u304a\u8a71\u3084\u3001\u7d75\u672c\u3001\u7d19\u829d\u5c45\u306a\u3069\u3092\u901a\u3057\u3066\u305f\u304f\u3055\u3093\u306e\u8a00\u8449\u306b\u51fa\u4f1a\u3046\u3053\u3068\u304c\u3067\u304d\u308c\u3070\u3001\u8a00\u8449\u306e\u9762\u767d\u3055\u3084\u7f8e\u3057\u3055\u3092\u611f\u3058\u306a\u304c\u3089\u8c4a\u304b\u306a\u8a00\u8a9e\u8868\u73fe\u3092\u8eab\u306b\u3064\u3051\u3089\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u306e\u306a\u304b\u3067\u306f\u8a00\u8449\u904a\u3073\u3084\u30aa\u30ce\u30de\u30c8\u30da\u3092\u4f7f\u3044\u306a\u304c\u3089\u3001\u8a00\u8449\u306e\u97ff\u304d\u3092\u697d\u3057\u3093\u3067\u3044\u3051\u308b\u3068\u3088\u3044\u3067\u3059\u306d\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u7d75\u672c\u3092\u8aad\u307f\u805e\u304b\u305b\u305f\u308a\u304a\u8a71\u3092\u3057\u305f\u308a\u3059\u308b\u3068\u304d\u306f\u3001\u306f\u3063\u304d\u308a\u3068\u767a\u97f3\u3059\u308b\u3068\u3068\u3082\u306b\u3001\u6291\u63da\u3092\u3064\u3051\u305f\u8a71\u3057\u65b9\u3092\u3059\u308b\u3068\u3001\u5b50\u3069\u3082\u305f\u3061\u306b\u8a00\u8449\u306e\u9762\u767d\u3055\u304c\u4f1d\u308f\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3088\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/36b55701\/20231016_policies_hoiku_66.pdf\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u3053\u3069\u3082\u5bb6\u5ead\u5e81<\/a><\/span><\/p>\r\n<h2 id=\"i4\"><strong>\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u306b\u306f\u3001\u81ea\u5206\u306e\u8a00\u8449\u306b\u81ea\u4fe1\u3092\u6301\u3066\u308b\u4fdd\u80b2\u3092<\/strong><\/h2>\r\n<p><span style=\"font-weight: 400;\">\u4eca\u56de\u306f\u3001\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u3044\u59ff\u306e\u4e00\u3064\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3068\u306f\u4f55\u304b\u3001\u4fdd\u80b2\u306e\u5b9f\u8df5\u4e8b\u4f8b\u3068\u3068\u3082\u306b\u5b50\u3069\u3082\u306e\u80b2\u3061\u3092\u898b\u3064\u3051\u308b\u30dd\u30a4\u30f3\u30c8\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u5b50\u3069\u3082\u305f\u3061\u306e\u4e2d\u306b\u306f\u3001\u8a00\u8449\u3067\u4f1d\u3048\u308b\u3053\u3068\u304c\u82e6\u624b\u306a\u5b50\u3084\u3001\u307f\u3093\u306a\u306e\u524d\u3067\u610f\u898b\u3092\u767a\u8868\u3059\u308b\u3068\u7dca\u5f35\u3057\u3066\u3057\u307e\u3046\u5b50\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u305d\u306e\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u307e\u305a\u306f\u4fdd\u80b2\u58eb\u3055\u3093\u30681\u5bfe1\u3067\u3001\u81ea\u5206\u306e\u610f\u898b\u3092\u8a00\u8449\u3067\u4f1d\u3048\u308b\u7d4c\u9a13\u3092\u91cd\u306d\u308b\u3068\u3088\u3055\u305d\u3046\u3067\u3059\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u300c\u9762\u767d\u3044\u30a2\u30a4\u30c7\u30a2\u3060\u306d\u300d\u300c\u5148\u751f\u3082\u540c\u3058\u304f\u3089\u3044\u611f\u52d5\u3057\u305f\u3088\uff01\u300d\u306a\u3069\u3001<strong class=\"linemarker\">\u305d\u306e\u5b50\u306e\u8a00\u8449\u3092\u80af\u5b9a\u7684\u306b\u53d7\u3051\u6b62\u3081\u308b<\/strong>\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u8a00\u8449\u3067\u8868\u73fe\u3057\u305f\u3053\u3068\u304c\u5468\u308a\u306e\u4eba\u306b\u8a8d\u3081\u3066\u3082\u3089\u3048\u305f\u3068\u3044\u3046\u5e7c\u5150\u671f\u306e\u7d4c\u9a13\u306f\u3001\u5c0f\u5b66\u6821\u306b\u5c31\u5b66\u3057\u3066\u304b\u3089\u3082\u81ea\u4fe1\u3068\u306a\u308a\u3001\u80f8\u3092\u5f35\u3063\u3066\u81ea\u5206\u306e\u601d\u3044\u3092\u4f1d\u3048\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u304f\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u4e8b\u4f8b\u3092\u53c2\u8003\u306b\u300110\u306e\u59ff\u306e\u4e00\u3064\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u3068\u306f\u4f55\u304b\u306b\u3064\u3044\u3066\u7406\u89e3\u3092\u6df1\u3081\u3001\u4fdd\u80b2\u306b\u6d3b\u304b\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\r\n<p><span style=\"font-weight: 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class=\"linemarker\">\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u77e5\u308a\u305f\u3044\u60c5\u5831<\/strong>\u3092\u767a\u4fe1\u3057\u3066\u3044\u307e\u3059\u3002\u3000<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u30fb\u5e7c\u7a1a\u5712\u6559\u80b2\u8981\u9818\u3088\u308a\u793a\u3055\u308c\u3066\u3044\u308b\u300c\u5e7c\u5150\u671f\u306e\u7d42\u308f\u308a\u307e\u3067\u306b\u80b2\u3063\u3066\u307b\u3057\u3044\u59ff\u300d\u3002\u4eca\u56de\u306f\u3001\u305d\u306e\u4e00\u3064\u300c\u8a00\u8449\u306b\u3088\u308b\u4f1d\u3048\u5408\u3044\u300d\u306b\u3064\u3044\u3066\u3001\u904a\u3073\u306e\u5b9f\u8df5\u4e8b\u4f8b\u3068\u3068\u3082\u306b\u4fdd\u80b2\u58eb\u306e\u8996\u70b9\u3067\u307e\u3068\u3081\u307e\u3057\u305f\u3002\u5b50\u3069\u3082\u305f\u3061\u306f\u53cb\u3060\u3061\u3084\u4fdd\u80b2\u58eb\u3055\u3093\u3068\u306e\u95a2\u308f\u308a\u3067\u8a00\u8449\u306b\u3088\u308b\u3084\u308a\u53d6\u308a\u3092\u7fd2\u5f97\u3057\u3066\u3044\u304d\u307e\u3059\u304c\u3001\u300c\u8a00\u8449\u3067\u4f1d\u3048\u305f\u3044\u300d\u3068\u3044\u3046\u601d\u3044\u3092\u80b2\u3080\u305f\u3081\u306b\u4f55\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u304b\u3002 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