{"id":17441,"date":"2025-02-28T10:00:30","date_gmt":"2025-02-28T01:00:30","guid":{"rendered":"https:\/\/www.hoikushibank.com\/column\/?p=17441"},"modified":"2025-07-01T14:51:44","modified_gmt":"2025-07-01T05:51:44","slug":"post_1849","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/post_1849","title":{"rendered":"\u3010\u63a1\u7528\u62c5\u5f53\u8005\u5411\u3051\u30b3\u30e9\u30e0\u3011\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u304c\u5c31\u8077\u3059\u308b\u3046\u3048\u3067\u91cd\u8996\u3059\u308b\u30dd\u30a4\u30f3\u30c8\u3068\u306f\uff1f"},"content":{"rendered":"<p>\u793e\u4f1a\u4eba\u7d4c\u9a13\u306e\u591a\u3044\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u304c\u5c31\u8077\u3059\u308b\u3046\u3048\u3067\u91cd\u8996\u3059\u308b\u30dd\u30a4\u30f3\u30c8\u306b\u306f\u3001\u4f55\u304c\u6319\u3052\u3089\u308c\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u539a\u751f\u52b4\u50cd\u7701\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u300c\u4ed5\u4e8b\u91cf\u306e\u9069\u6027\u300d\u3084\u300c\u4f11\u6687\u306e\u4fdd\u969c\u300d\u306a\u3069\u304c\u7d046\u5272\u3092\u5360\u3081\u3001\u52b4\u50cd\u74b0\u5883\u306e\u6574\u5099\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u91cd\u8981\u306a\u3088\u3046\u3067\u3059\u3002\u3053\u306e\u30b3\u30e9\u30e0\u3067\u306f\u3001\u6c42\u8077\u8005\u306b\u9078\u3070\u308c\u308b\u5712\u306b\u3059\u308b\u305f\u3081\u306e\u5bfe\u7b56\u65b9\u6cd5\u306a\u3069\u3082\u542b\u3081\u3066\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\r\n<h2 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decoding=\"async\" class=\"alignnone size-full wp-image-17452\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/19130456\/a4a3f73b98f0d736f9caf76db382a3882.png\" alt=\"\u50cd\u304f\u5834\u5408\u306b\u6c42\u3081\u308b\u6761\u4ef6\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/19130456\/a4a3f73b98f0d736f9caf76db382a3882.png 481w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/19130456\/a4a3f73b98f0d736f9caf76db382a3882-300x255.png 300w\" sizes=\"(max-width: 481px) 100vw, 481px\" \/><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u5f15\u7528\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/11907000\/000661531.pdf\" target=\"_blank\" rel=\"noopener\">\u4fdd\u80b2\u58eb\u306e\u73fe\u72b6\u3068\u4e3b\u306a\u53d6\u7d44p18\/\u539a\u751f\u52b4\u50cd\u7701\u304b\u3089\u629c\u7c8b<\/a><\/p>\r\n<p>\u305d\u306e\u7d50\u679c\u3001<strong 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id=\"i2\">\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u304c\u5c31\u8077\u3059\u308b\u3046\u3048\u3067\u91cd\u8996\u3059\u308b\u30dd\u30a4\u30f3\u30c8<\/h2>\r\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-76098\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2022\/11\/28132915\/Peak-River.jpeg\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2022\/11\/28132915\/Peak-River.jpeg 1200w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2022\/11\/28132915\/Peak-River-300x200.jpeg 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2022\/11\/28132915\/Peak-River-1024x683.jpeg 1024w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2022\/11\/28132915\/Peak-River-768x512.jpeg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><span class=\"att\">Peak-Rive \/ stock.adobe.com<\/span><\/p>\r\n<h3>\u4ed5\u4e8b\u91cf\u304c\u9069\u6b63<\/h3>\r\n<p>\u4fdd\u80b2\u58eb\u306f\u300c\u52e4\u52d9\u6642\u9593\u304c\u9577\u3044\u300d\u3001\u300c\u4ed5\u4e8b\u91cf\u304c\u591a\u3044\u300d\u306a\u3069\u30de\u30a4\u30ca\u30b9\u306a\u30a4\u30e1\u30fc\u30b8\u3092\u3082\u3064\u65b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\r\n<p>\u73fe\u5834\u3067\u306f\u3001\u4fdd\u80b2\u6d3b\u52d5\u3084\u6307\u5c0e\u6848\u4f5c\u6210\u3001\u5712\u306e\u885b\u751f\u7ba1\u7406\u3001\u884c\u4e8b\u306e\u4f01\u753b\u30fb\u904b\u55b6\u306a\u3069\u591a\u304f\u306e\u696d\u52d9\u62c5\u3046\u3053\u3068\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\r\n<p>\u305d\u306e\u4e2d\u3067\u4ed5\u4e8b\u91cf\u304c\u3042\u307e\u308a\u306b\u3082\u591a\u3044\u5712\u3067\u306f\u50cd\u3051\u306a\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u4e0d\u5b89\u3092\u62b1\u304f\u65b9\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p><strong 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id=\"i3\">\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u306b\u3068\u3063\u3066\u9b45\u529b\u7684\u306a\u5712\u306b\u3059\u308b\u305f\u3081\u306b\u306f<\/h2>\r\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-76118\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/28161840\/milatas.jpeg\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/28161840\/milatas.jpeg 1200w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/28161840\/milatas-300x200.jpeg 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/28161840\/milatas-1024x683.jpeg 1024w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/04\/28161840\/milatas-768x512.jpeg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><span class=\"att\">milatas \/ stock.adobe.com<\/span><\/p>\r\n<p>\u4eba\u6750\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u3082\u3001\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u304c\u300c\u50cd\u304d\u305f\u3044\uff01\u300d\u3068\u611f\u3058\u308b\u5712\u306b\u3059\u308b\u3053\u3068\u306f\u91cd\u8981\u3067\u3057\u3087\u3046\u3002<br \/>\r\n<br \/>\r\n\u3061\u306a\u307f\u306b\u3001\u4fdd\u80b2\u58eb\u306e\u524d\u671f\u8a66\u9a13\u306e\u7d50\u679c\u901a\u77e5\u306f2025\u5e74\u306e7\u670830\u65e5\uff08\u6c34\uff09\u3067\u3059\u3002\u8a66\u9a13\u306b\u5408\u683c\u3057\u305f\u65b9\u3005\u306f\u3001<strong>8\u6708\u9803\u304b\u3089\u5c31\u6d3b\u3092\u59cb\u3081\u308b<\/strong>\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002<\/p>\r\n<p>\u4eba\u6750\u306e\u7372\u5f97\u306b\u5411\u3051\u3066\u3001\u9b45\u529b\u7684\u306a\u5712\u306b\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u5bfe\u7b56\u306b\u3064\u3044\u3066\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\r\n<h3>ICT\u30b7\u30b9\u30c6\u30e0\u3092\u5c0e\u5165\u3057\u3001\u4ed5\u4e8b\u91cf\u3092\u898b\u76f4\u3059<\/h3>\r\n<p>\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u306b\u50cd\u304d\u3084\u3059\u3044\u74b0\u5883\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u73fe\u72b6\u306e\u4ed5\u4e8b\u91cf\u3092\u628a\u63e1\u3057\u3001\u696d\u52d9\u3092\u898b\u76f4\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u7279\u306b\u6307\u5c0e\u6848\u3084\u5712\u3060\u3088\u308a\u3001\u5712\u5150\u306e\u4fdd\u80b2\u8a18\u9332\u306a\u3069\u4fdd\u80b2\u58eb\u306e\u4ed5\u4e8b\u306f\u624b\u66f8\u304d\u306e\u4f5c\u696d\u304c\u591a\u3044\u3082\u306e\u3067\u3059\u3002\u305d\u306e\u969b\u306b\u30d1\u30bd\u30b3\u30f3\u3084\u30bf\u30d6\u30ec\u30c3\u30c8\u3092\u6d3b\u7528\u3057\u3066\u3001\u7c21\u5358\u306b\u4fee\u6b63\u3084\u5165\u529b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308c\u3070\u3001\u696d\u52d9\u3092\u52b9\u7387\u7684\u306b\u884c\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u307e\u305f\u3001<strong class=\"linemarker\">ICT\u30b7\u30b9\u30c6\u30e0\u306b\u306f\u5712\u5150\u306e\u767b\u964d\u5712\u306e\u7ba1\u7406\u3001\u30b7\u30d5\u30c8\u8abf\u6574\u3084\u4fdd\u8b77\u8005\u3078\u306e\u304a\u77e5\u3089\u305b\u6a5f\u80fd\u306a\u3069\u3055\u307e\u3056\u307e\u306a\u6a5f\u80fd\u304c\u5099\u308f\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u4ed5\u4e8b\u91cf\u306e\u8efd\u6e1b\u306b\u5f79\u7acb\u3061\u305d\u3046<\/strong>\u3067\u3059\u3002<\/p>\r\n<h3>\u4f11\u6687\u306b\u95a2\u3059\u308b\u4fdd\u969c\u5236\u5ea6\u3092\u5145\u5b9f\u3055\u305b\u308b<\/h3>\r\n<p>\u539a\u751f\u52b4\u50cd\u7701\u306e\u8abf\u67fb\u3092\u8aad\u307f\u89e3\u304f\u3068\u3001\u4e3b\u306b\u4f11\u6687\u306b\u5bfe\u3057\u3066\u306e\u4fdd\u969c\u5236\u5ea6\u304c\u78ba\u7acb\u3055\u308c\u3066\u3044\u308b\u5712\u3067\u50cd\u304d\u305f\u3044\u3068\u8003\u3048\u308b\u6c42\u8077\u8005\u306e\u65b9\u304c\u591a\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u305d\u306e\u305f\u3081\u3001<strong class=\"linemarker\">\u6709\u7d66\u4f11\u6687\u3084\u7279\u5225\u4f11\u6687\u3001\u80b2\u5150\u4f11\u6687\u3068\u3044\u3063\u305f\u4fdd\u969c\u5236\u5ea6\u306e\u5145\u5b9f\u3092\u56f3\u308b\u3053\u3068\u306f\u5927\u5207\u306a\u30dd\u30a4\u30f3\u30c8<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u6c42\u4eba\u7968\u306a\u3069\u306b\u4fdd\u969c\u5185\u5bb9\u3092\u660e\u78ba\u306b\u8a18\u8f09\u3059\u308b\u3068\u3001\u50cd\u304d\u3084\u3059\u3044\u5712\u3067\u3042\u308b\u3053\u3068\u3092\u30a2\u30d4\u30fc\u30eb\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>\u306a\u304b\u306b\u306f\u3001\u4eba\u624b\u4e0d\u8db3\u3067\u696d\u52d9\u91cf\u306e\u8abf\u6574\u304c\u96e3\u3057\u3044\u5712\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u304c\u3001\u300c\u571f\u65e5\u795d\u65e5\u306f\u5fc5\u305a\u4f11\u307f\u300d\u3001\u300c\u590f\u5b63\u4f11\u6687\u5236\u5ea6\u3042\u308a\u300d\u306a\u3069\u4f11\u6687\u306b\u95a2\u3059\u308b\u4fdd\u969c\u5236\u5ea6\u3092\u5145\u5b9f\u3055\u305b\u308b\u3053\u3068\u3067\u3001\u4ed5\u4e8b\u3078\u3082\u6e80\u8db3\u5ea6\u304c\u9ad8\u307e\u308b\u3053\u3068\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<h3>\u6607\u7d66\u5236\u5ea6\u3092\u78ba\u7acb\u3059\u308b<\/h3>\r\n<p>\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u306e\u4e2d\u306b\u306f\u3001\u80b2\u5150\u3084\u4ecb\u8b77\u306a\u3069\u306e\u3054\u5bb6\u5ead\u306e\u4e8b\u60c5\u304b\u3089\u3001\u77ed\u6642\u9593\u30d1\u30fc\u30c8\u3092\u5e0c\u671b\u3059\u308b\u65b9\u3082\u591a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>\u305d\u306e\u305f\u3081\u3001\u6b63\u793e\u54e1\u306b\u5bfe\u3059\u308b\u6607\u7d66\u5236\u5ea6\u3092\u78ba\u7acb\u3059\u308b\u3053\u3068\u3082\u91cd\u8981\u3067\u3059\u304c\u3001\u30d1\u30fc\u30c8\u306b\u5bfe\u3057\u3066\u3082\u4e00\u5b9a\u306e\u6761\u4ef6\u3092\u30af\u30ea\u30a2\u3057\u305f\u5834\u5408\u306b\u6642\u7d66\u3092\u30d7\u30e9\u30b9\u3059\u308b\u306a\u3069\u3001\u660e\u78ba\u306a\u5236\u5ea6\u3092\u8a2d\u3051\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u6607\u7d66\u3059\u308b\u3053\u3068\u3067\u4ed5\u4e8b\u3078\u306e\u30e2\u30c1\u30d9\u30fc\u30b7\u30e7\u30f3\u3082\u4e0a\u304c\u308a\u3001\u4fdd\u80b2\u58eb\u3068\u3057\u3066\u3084\u308a\u304c\u3044\u3092\u3082\u3063\u3066\u50cd\u304f\u3053\u3068\u306b\u3082\u3064\u306a\u304c\u308a\u305d\u3046\u3067\u3059\u3002<\/p>\r\n<p>\u3053\u306e\u3088\u3046\u306a<strong class=\"linemarker\">\u6607\u7d66\u5236\u5ea6\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u6c42\u4eba\u7968\u306a\u3069\u306b\u3082\u8a18\u8f09\u3059\u308b\u3068\u6c42\u8077\u8005\u306e\u76ee\u306b\u7559\u307e\u308a\u3084\u3059\u3044<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<cite class=\"textsmall\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/11907000\/000661531.pdf\" target=\"_blank\" rel=\"noopener\">\u4fdd\u80b2\u58eb\u306e\u73fe\u72b6\u3068\u4e3b\u306a\u53d6\u7d44p18\/\u539a\u751f\u52b4\u50cd\u7701<\/a><\/cite>\r\n<h2 id=\"i4\">\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u306b\u9078\u3070\u308c\u308b\u5712\u3092\u76ee\u6307\u305d\u3046<\/h2>\r\n<p>\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u306b\u9078\u3070\u308c\u308b\u9b45\u529b\u7684\u306a\u5712\u306b\u3059\u308b\u3053\u3068\u306f\u3001\u6c42\u8077\u8005\u306e\u5fdc\u52df\u6570\u306e\u5897\u52a0\u3001\u4eba\u6750\u306e\u9577\u671f\u96c7\u7528\u306b\u5f79\u7acb\u3064\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u307e\u305f\u3001<strong class=\"linemarker\">\u4fdd\u80b2\u58eb\u3068\u3057\u3066\u3084\u308a\u304c\u3044\u3092\u3082\u3063\u3066\u50cd\u304f\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u52b4\u50cd\u74b0\u5883\u3092\u6574\u3048\u308b\u3053\u3068\u3082\u5927\u5207<\/strong>\u3067\u3059\u3002<\/p>\r\n<p>\u8077\u54e1\u540c\u58eb\u306e\u5354\u529b\u4f53\u5236\u306e\u6574\u5099\u3001\u4fdd\u969c\u5236\u5ea6\u306e\u69cb\u7bc9\u306a\u3069\u3055\u307e\u3056\u307e\u306a\u89b3\u70b9\u304b\u3089\u50cd\u304d\u3084\u3059\u3044\u8077\u5834\u3092\u76ee\u6307\u3057\u3001\u4fdd\u80b2\u58eb\u8a66\u9a13\u5408\u683c\u8005\u304c\u4fdd\u80b2\u306b\u96c6\u4e2d\u3067\u304d\u308b\u74b0\u5883\u3092\u63d0\u4f9b\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<!-- WP-540 -->\r\n<p><picture><img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2022\/11\/09155923\/PAL_bnr_PC.png\" \/> 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