{"id":18400,"date":"2021-05-31T16:22:59","date_gmt":"2021-05-31T07:22:59","guid":{"rendered":"https:\/\/www.hoikushibank.com\/column\/?p=18400"},"modified":"2024-03-06T13:16:15","modified_gmt":"2024-03-06T04:16:15","slug":"post_2255","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/post_2255","title":{"rendered":"\u96e2\u8077\u7968\u3068\u306f\u3069\u3093\u306a\u3082\u306e\uff1f\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u3078\u306e\u624b\u7d9a\u304d\u306e\u4ed5\u65b9\u3084\u7d1b\u5931\u3057\u305f\u3068\u304d\u306e\u5bfe\u51e6\u6cd5"},"content":{"rendered":"<p>\u96e2\u8077\u7968\u3068\u306f\u3001\u9000\u8077\u8005\u304c\u96c7\u7528\u4fdd\u967a\u5236\u5ea6\u306e\u5931\u696d\u624b\u5f53\u3092\u7533\u8acb\u3059\u308b\u3068\u304d\u306b\u5fc5\u8981\u306a\u66f8\u985e\u3067\u3059\u3002\u3069\u3093\u306a\u3082\u306e\u304b\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3053\u3068\u3067\u3001\u9000\u8077\u6642\u3082\u30b9\u30e0\u30fc\u30ba\u306b\u624b\u7d9a\u304d\u3092\u9032\u3081\u3089\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u4eca\u56de\u306f\u3001\u96e2\u8077\u7968\u3068\u306f\u4f55\u304b\u3084\u624b\u7d9a\u304d\u306e\u6d41\u308c\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u9000\u8077\u7406\u7531\u3092\u5712\u3084\u4f1a\u793e\u90fd\u5408\u306b\u5909\u66f4\u3057\u305f\u3044\u5834\u5408\u3084\u7d1b\u5931\u3057\u305f\u5834\u5408\u306e\u5bfe\u51e6\u6cd5\u306b\u3064\u3044\u3066\u3082\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/p>\r\n<p><br \/>\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-18435\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/06\/07161856\/shutterstock_1688882128.jpg\" alt=\"\u5c01\u7b52\u306e\u7528\u7d19\u3092\u898b\u308b\u69d8\u5b50\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/06\/07161856\/shutterstock_1688882128.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/06\/07161856\/shutterstock_1688882128-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\r\n<p><span style=\"font-size: 8px; color: #888888;\">Pheelings media\/shutterstock.com<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<div style=\"padding: 10px; border: solid 1px #DFDFDF; background-color: #f5f5f5;\">\r\n<p>\u25a0\u76ee\u6b21<\/p>\r\n<ul>\r\n\t<li><a href=\"#i1\">\u96e2\u8077\u7968\u3068\u306f\u3069\u3093\u306a\u3082\u306e\uff1f<\/a><\/li>\r\n\t<li><a href=\"#i2\">\u96e2\u8077\u7968\u3092\u53d7\u3051\u53d6\u308b\u307e\u3067\u306e\u6d41\u308c<\/a><\/li>\r\n\t<li><a href=\"#i3\">\u96e2\u8077\u7968\u3068\u306f\u7570\u306a\u308b\u66f8\u985e\u3068\u306e\u9055\u3044<\/a><\/li>\r\n\t<li><a href=\"#i4\">\u96e2\u8077\u7968\u306b\u95a2\u3059\u308b\u30c8\u30e9\u30d6\u30eb\u306e\u5bfe\u51e6\u6cd5<\/a><\/li>\r\n\t<li><a href=\"#i5\">\u96e2\u8077\u7968\u3068\u306f\u4f55\u304b\u3092\u7406\u89e3\u3057\u3066\u3001\u5fc5\u8981\u306a\u624b\u7d9a\u304d\u3092\u9032\u3081\u3088\u3046<\/a><\/li>\r\n<\/ul>\r\n<\/div>\r\n<h2 id=\"i1\">\u96e2\u8077\u7968\u3068\u306f\u3069\u3093\u306a\u3082\u306e\uff1f<\/h2>\r\n<p>\u96e2\u8077\u7968\u3068\u306f\u3001\u5712\u3084\u4f01\u696d\u3092\u9000\u8077\u3057\u305f\u969b\u306b\u3001\u5712\u5074\u304b\u3089\u9000\u8077\u8005\u306b\u6e21\u3055\u308c\u308b\u66f8\u985e\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\r\n<p>\u9000\u8077\u8005\u306f\u6b21\u306e\u8ee2\u8077\u5148\u304c\u6c7a\u307e\u3063\u3066\u3044\u306a\u3044\u5834\u5408\u3001\u96e2\u8077\u7968\u3092\u6301\u3063\u3066\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u884c\u304d\u3001\u57fa\u672c\u624b\u5f53\u3068\u547c\u3070\u308c\u3066\u3044\u308b\u96c7\u7528\u4fdd\u967a\u306e\u5931\u696d\u7d66\u4ed8\uff08\u5931\u696d\u624b\u5f53\uff09\u306e\u624b\u7d9a\u304d\u3092\u884c\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u96e2\u8077\u3092\u8003\u3048\u3066\u3044\u308b\u65b9\u306e\u306a\u304b\u306b\u306f\u3001\u66f8\u985e\u306f\u3069\u306e\u3088\u3046\u306a\u6d41\u308c\u3067\u53d7\u3051\u53d6\u308b\u306e\u304b\u3001\u624b\u7d9a\u304d\u306b\u306f\u4f55\u304c\u5fc5\u8981\u306a\u306e\u304b\u77e5\u308a\u305f\u3044\u65b9\u3082\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u307e\u305a\u306f\u3001\u96e2\u8077\u7968\u3068\u306f\u3069\u3093\u306a\u3082\u306e\u306a\u306e\u304b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u96e2\u8077\u7968\u306b\u306f\u3001\u300c\u96e2\u8077\u7968\uff0d1\u300d\u300c\u96e2\u8077\u7968\uff0d2\u300d\u306e2\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u7968\uff0d1<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u300c\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u7968\uff0d1\u300d\u306f\u3001\u5931\u696d\u7d66\u4ed8\u306e\u632f\u8fbc\u5148\u91d1\u878d\u6a5f\u95a2\u3092\u6307\u5b9a\u3059\u308b\u5f79\u5272\u306e\u3042\u308b\u66f8\u985e\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u5931\u696d\u7d66\u4ed8\u306f\u5b9a\u671f\u7684\u306b\u652f\u6255\u308f\u308c\u308b\u306e\u3067\u3001\u9000\u8077\u8005\u306f\u81ea\u8eab\u304c\u5229\u7528\u3057\u3084\u3059\u3044\u91d1\u878d\u6a5f\u95a2\u3092\u6307\u5b9a\u3059\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u539f\u5247\u3068\u3057\u3066\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u3068\u3001\u632f\u8fbc\u5148\u3068\u306a\u308b\u91d1\u878d\u6a5f\u95a2\u306e\u78ba\u8a8d\u5370\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u7968\uff0d2<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u300c\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u7968\uff0d2\u300d\u306f\u3001\u4e8b\u696d\u6240\u306e\u4f4f\u6240\u3084\u76f4\u8fd16\u30ab\u6708\u306e\u7d66\u4e0e\u3068\u3044\u3063\u305f\u5712\u5074\u306e\u57fa\u672c\u60c5\u5831\u3084\u9000\u8077\u7406\u7531\u304c\u8a18\u8f09\u3055\u308c\u305f\u66f8\u985e\u3067\u3059\u3002\u9000\u8077\u8005\u304c\u8a18\u5165\u3059\u308b\u306e\u306f\u3001\u96e2\u8077\u7406\u7531\u3068\u7f72\u540d\u30fb\u637a\u5370\u6b04\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u8a18\u8f09\u5185\u5bb9\u306b\u3088\u3063\u3066\u3001\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u304c\u5931\u696d\u624b\u5f53\u306e\u652f\u7d66\u984d\u3084\u958b\u59cb\u6642\u671f\u3001\u652f\u7d66\u671f\u9593\u3092\u6c7a\u5b9a\u3057\u307e\u3059\u3002\u3088\u3063\u3066\u3001\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u9000\u8077\u7406\u7531\u3084\u9000\u8077\u524d\u306b\u652f\u6255\u308f\u308c\u3066\u3044\u305f\u7d66\u4e0e\u306e\u984d\u306b\u9593\u9055\u3044\u304c\u306a\u3044\u304b\u78ba\u8a8d\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u96e2\u8077\u7968\u306f\u57fa\u672c\u624b\u5f53\u306e\u632f\u8fbc\u307f\u5148\u3092\u6307\u5b9a\u3057\u305f\u308a\u3001\u53d7\u3051\u53d6\u3063\u3066\u3044\u305f\u7d66\u4e0e\u984d\u3084\u9000\u8077\u7406\u7531\u3092\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u793a\u3057\u305f\u308a\u3059\u308b\u305f\u3081\u306e\u66f8\u985e\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u305f\u3060\u3057\u3001\u57fa\u672c\u624b\u5f53\u306f\u9000\u8077\u8005\u304c\u8ee2\u8077\u5148\u3092\u898b\u3064\u3051\u308b\u307e\u3067\u306e\u9593\u306e\u6c42\u8077\u6d3b\u52d5\u3092\u652f\u63f4\u3059\u308b\u305f\u3081\u306e\u624b\u5f53\u3067\u3059\u3002<\/p>\r\n<p>\u305d\u306e\u305f\u3081\u3001\u6b21\u306e\u8ee2\u8077\u5148\u304c\u6c7a\u307e\u3063\u3066\u3044\u3066\u3059\u3050\u306b\u52e4\u52d9\u304c\u59cb\u307e\u308b\u5834\u5408\u306a\u3069\u3001\u57fa\u672c\u624b\u5f53\u306e\u53d7\u7d66\u304c\u4e0d\u8981\u306a\u30b1\u30fc\u30b9\u3067\u306f\u3001\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u3078\u306e\u96e2\u8077\u7968\u306e\u63d0\u51fa\u3084\u624b\u7d9a\u304d\u306f\u5fc5\u8981\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/11600000\/000685428.pdf\" target=\"_blank\" rel=\"noopener\">\u96e2\u8077\u3055\u308c\u305f\u307f\u306a\u3055\u307e\u3078\/\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\r\n<h2 id=\"i2\">\u96e2\u8077\u7968\u3092\u53d7\u3051\u53d6\u308b\u307e\u3067\u306e\u6d41\u308c<\/h2>\r\n<p>\u6b21\u306b\u3001\u9000\u8077\u8005\u304c\u96e2\u8077\u7968\u3092\u53d7\u3051\u53d6\u308b\u307e\u3067\u306e\u6d41\u308c\u306b\u3064\u3044\u3066\u304f\u308f\u3057\u304f\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>1\uff0e\u5728\u8077\u4e2d\u306b\u96c7\u7528\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u304b\u78ba\u8a8d\u3059\u308b<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u305d\u3082\u305d\u3082\u57fa\u672c\u624b\u5f53\uff08\u5931\u696d\u624b\u5f53\uff09\u306f\u3001\u96c7\u7528\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u306a\u3051\u308c\u3070\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u96e2\u8077\u7968\u306e\u624b\u7d9a\u304d\u3092\u9032\u3081\u308b\u524d\u306b\u3001\u96c7\u7528\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u52a0\u5165\u306e\u6709\u7121\u306f\u3001\u300c\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u8a3c\u300d\u3068\u300c\u8cc7\u683c\u53d6\u5f97\u78ba\u8a8d\u7b49\u901a\u77e5\u66f8\u300d\u3092\u3082\u3089\u3063\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3067\u308f\u304b\u308b\u3067\u3057\u3087\u3046\u3002\u3042\u308b\u3044\u306f\u3001\u7d66\u4e0e\u304b\u3089\u96c7\u7528\u4fdd\u967a\u6599\u304c\u5929\u5f15\u304d\u3055\u308c\u3066\u3044\u305f\u3089\u52a0\u5165\u6e08\u307f\u3068\u5224\u65ad\u3067\u304d\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>2.\u5712\u306b\u96e2\u8077\u7968\u306e\u767a\u884c\u4f9d\u983c\u3092\u3059\u308b<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u9000\u8077\u304c\u6c7a\u307e\u3063\u305f\u3089\u3001\u5712\u306b\u96e2\u8077\u7968\u306e\u4ea4\u4ed8\u3092\u4f9d\u983c\u3057\u307e\u3059\u3002<\/p>\r\n<p>\u5712\u306b\u3088\u3063\u3066\u306f\u4f9d\u983c\u3092\u3057\u306a\u304f\u3066\u3082\u6e96\u5099\u3057\u3066\u304f\u308c\u308b\u3088\u3046\u3067\u3059\u304c\u3001\u5fc5\u8981\u306a\u5834\u5408\u306f\u78ba\u8a8d\u3057\u3066\u4f9d\u983c\u3092\u3059\u308b\u3068\u3088\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u4eba\u4e8b\u62c5\u5f53\u8005\u306b\u300c\u96e2\u8077\u7968\u304c\u307b\u3057\u3044\u300d\u3068\u53e3\u982d\u3067\u4f1d\u3048\u308b\u3060\u3051\u3067\u3088\u3044\u3068\u3053\u308d\u3084\u3001\u6c7a\u3081\u3089\u308c\u305f\u30e1\u30fc\u30eb\u30d5\u30a9\u30fc\u30de\u30c3\u30c8\u3067\u4f9d\u983c\u3059\u308b\u3068\u3053\u308d\u306a\u3069\u3001\u4f9d\u983c\u306e\u4ed5\u65b9\u306b\u3064\u3044\u3066\u306f\u5712\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>3.\u5712\u304c\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u5fc5\u8981\u66f8\u985e\u3092\u9001\u308b<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u9000\u8077\u8005\u304b\u3089\u96e2\u8077\u7968\u306e\u767a\u884c\u3092\u4f9d\u983c\u3055\u308c\u308b\u3068\u3001\u5712\u5074\u306f\u96e2\u8077\u7968\u306e\u767a\u884c\u306b\u5fc5\u8981\u306a\u96e2\u8077\u8a3c\u660e\u66f8\uff08\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u8a3c\u660e\u66f8\uff09\u3068\u96c7\u7528\u4fdd\u967a\u306e\u8cc7\u683c\u55aa\u5931\u5c4a\u3068\u3044\u3063\u305f\u5fc5\u8981\u66f8\u985e\u3092\u6e96\u5099\u3057\u3066\u3001\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u3053\u3053\u3067\u9000\u8077\u8005\u304c\u884c\u3046\u624b\u7d9a\u304d\u306a\u3069\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>4.\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u304c\u5712\u306b\u96e2\u8077\u7968\u3092\u9001\u308b<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306f\u3001\u5712\u304b\u3089\u63d0\u51fa\u3055\u308c\u305f\u96e2\u8077\u8a3c\u660e\u66f8\u306e\u5185\u5bb9\u306b\u9593\u9055\u3044\u304c\u306a\u3044\u304b\u3092\u78ba\u8a8d\u3057\u3001\u300c\u96e2\u8077\u7968-1\u300d\u3068\u300c\u96e2\u8077\u7968-2\u300d\u306e2\u7a2e\u985e\u306e\u96e2\u8077\u7968\u3092\u5712\u5b9b\u3066\u306b\u767a\u884c\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u3053\u3053\u3067\u9000\u8077\u8005\u304c\u884c\u3046\u624b\u7d9a\u304d\u306a\u3069\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>5.\u5712\u304c\u9000\u8077\u8005\u306b\u96e2\u8077\u7968\u3092\u9001\u4ed8\u3059\u308b<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u5712\u5074\u306f\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u304b\u3089\u5c4a\u3044\u305f2\u7a2e\u985e\u306e\u96e2\u8077\u7968\u3092\u3001\u9000\u8077\u8005\u306b\u9001\u4ed8\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u4e00\u822c\u7684\u306b\u306f\u90f5\u9001\u3067\u3001\u9000\u8077\u8005\u306e\u624b\u5143\u306b\u5c4a\u304f\u306e\u306f\u9000\u8077\u65e5\u304b\u3089\u6570\u3048\u306610\u65e5\uff5e2\u9031\u9593\u5f8c\u304c\u76ee\u5b89\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u9000\u8077\u8005\u306f\u3001\u57fa\u672c\u624b\u5f53\uff08\u5931\u696d\u624b\u5f53\uff09\u3092\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u5c4a\u3044\u305f\u96e2\u8077\u7968\u3092\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3057\u3066\u53d7\u7d66\u624b\u7d9a\u304d\u3092\u59cb\u3081\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.hellowork.mhlw.go.jp\/insurance\/insurance_procedure.html\" target=\"_blank\" rel=\"noopener\">\u96c7\u7528\u4fdd\u967a\u306e\u5177\u4f53\u7684\u306a\u624b\u7d9a\u304d\/\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/bunya\/koyou\/dl\/jigyounushi01_0001.pdf\" target=\"_blank\" rel=\"noopener\">\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u8a3c\u660e\u66f8\u306b\u3064\u3044\u3066\u306e\u6ce8\u610f\/\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\r\n<h2 id=\"i3\">\u96e2\u8077\u7968\u3068\u306f\u7570\u306a\u308b\u66f8\u985e\u3068\u306e\u9055\u3044<\/h2>\r\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-18437\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/06\/07162034\/shutterstock_1760704757.jpg\" alt=\"\u7528\u7d19\u306b\u8a18\u5165\u3059\u308b\u69d8\u5b50\" width=\"100%\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/06\/07162034\/shutterstock_1760704757.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2021\/06\/07162034\/shutterstock_1760704757-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\r\n<p><span style=\"font-size: 8px; color: #888888;\">Pheelings mediamedia\/shutterstock.com<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u3053\u3053\u3067\u306f\u3001\u540d\u79f0\u304c\u4f3c\u3066\u3044\u308b\u3051\u308c\u3069\u96e2\u8077\u7968\u3068\u306f\u7570\u306a\u308b\u5f79\u5272\u3092\u6301\u3064\u300c\u96e2\u8077\u8a3c\u660e\u66f8\u300d\u3068\u300c\u9000\u8077\u8a3c\u660e\u66f8\u300d\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>\u96e2\u8077\u8a3c\u660e\u66f8<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u96e2\u8077\u8a3c\u660e\u66f8\u3068\u306f\u3001\u5f93\u696d\u54e1\u304c\u9000\u8077\u3057\u305f\u5834\u5408\u306b\u4e8b\u696d\u4e3b\u304c\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3059\u308b\u66f8\u985e\u306e\u3053\u3068\u3067\u3001\u6b63\u5f0f\u540d\u79f0\u306f\u300c\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u96e2\u8077\u8a3c\u660e\u66f8\u300d\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u5712\u5074\u306f\u9000\u8077\u3057\u305f\u8077\u54e1\u3092\u96c7\u7528\u4fdd\u967a\u304b\u3089\u8131\u9000\u3059\u308b\u305f\u3081\u306b\u3001\u96c7\u7528\u4fdd\u967a\u88ab\u4fdd\u967a\u8005\u8cc7\u683c\u55aa\u5931\u5c4a\u3068\u540c\u6642\u306b\u96e2\u8077\u8a3c\u660e\u66f8\u3092\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u96e2\u8077\u8a3c\u660e\u66f8\u306e\u63d0\u51fa\u671f\u9650\u306f\u3001\u9000\u8077\u8005\u304c\u88ab\u4fdd\u967a\u8005\u8cc7\u683c\u3092\u55aa\u5931\u3057\u305f\u7fcc\u65e5\u304b\u308910\u65e5\u4ee5\u5185\u3068\u96c7\u7528\u4fdd\u967a\u6cd5\u7b2c7\u6761\u306b\u3088\u3063\u3066\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u305d\u306e\u305f\u3081\u3001\u9000\u8077\u8005\u304b\u3089\u96e2\u8077\u7968\u306e\u4ea4\u4ed8\u3092\u6c42\u3081\u3089\u308c\u305f\u306b\u3082\u95a2\u308f\u3089\u305a\u3001\u96e2\u8077\u8a3c\u660e\u66f8\u3092\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3057\u306a\u3044\u306e\u306f\u9055\u6cd5\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>\u9000\u8077\u8a3c\u660e\u66f8<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u9000\u8077\u8a3c\u660e\u66f8\u306f\u3001\u96e2\u8077\u7968\u3068\u306f\u7570\u306a\u308a\u516c\u7684\u306a\u6587\u66f8\u3067\u306a\u3044\u3082\u306e\u306e\u3001\u5712\u5074\u304c\u8077\u54e1\u306e\u9000\u8077\u3092\u8a3c\u660e\u3059\u308b\u305f\u3081\u306b\u767a\u884c\u3059\u308b\u66f8\u985e\u3067\u3059\u3002\u4e3b\u306b\u9000\u8077\u8005\u304b\u3089\u5e0c\u671b\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u767a\u884c\u3055\u308c\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u9000\u8077\u8005\u304c\u518d\u5c31\u8077\u5148\u306e\u4f01\u696d\u304b\u3089\u5728\u7c4d\u306e\u78ba\u8a8d\u3092\u6c42\u3081\u3089\u308c\u305f\u5834\u5408\u3084\u3001\u96e2\u8077\u7968\u304c\u5c4a\u304b\u306a\u3044\u3046\u3061\u306b\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a\u30fb\u56fd\u6c11\u5e74\u91d1\u306e\u52a0\u5165\u624b\u7d9a\u304d\u3092\u9032\u3081\u305f\u3044\u5834\u5408\u306b\u5fc5\u8981\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u9000\u8077\u8005\u304b\u3089\u9000\u8077\u8a3c\u660e\u66f8\u306e\u4ea4\u4ed8\u8acb\u6c42\u304c\u3042\u3063\u305f\u969b\u306f\u3001\u9000\u8077\u5e74\u6708\u65e5\u3084\u4f7f\u7528\u671f\u9593\u3001\u8cc3\u91d1\u3001\u9000\u8077\u306e\u7406\u7531\u306a\u3069\u5728\u8077\u4e2d\u306e\u5951\u7d04\u5185\u5bb9\u306a\u3069\u306b\u3064\u3044\u3066\u660e\u8a18\u3057\u3001\u9045\u6ede\u306e\u306a\u3044\u3088\u3046\u4ea4\u4ed8\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3068\u52b4\u50cd\u57fa\u6e96\u6cd5\u7b2c22\u6761\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=322AC0000000049\" target=\"_blank\" rel=\"noopener\">e-gov\u6cd5\u4ee4\u691c\u7d22\u3000\u52b4\u50cd\u57fa\u6e96\u6cd5\/\u7dcf\u52d9\u7701<\/a><\/p>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=350M50002000003\" target=\"_blank\" rel=\"noopener\">e-gov\u6cd5\u4ee4\u691c\u7d22\u3000\u96c7\u7528\u4fdd\u967a\u6cd5\u65bd\u884c\u898f\u5247\/\u7dcf\u52d9\u7701<\/a><\/p>\r\n<h2 id=\"i4\">\u96e2\u8077\u7968\u306b\u95a2\u3059\u308b\u30c8\u30e9\u30d6\u30eb\u306e\u5bfe\u51e6\u6cd5<\/h2>\r\n<p>\u96e2\u8077\u7968\u3068\u306f\u4f55\u304b\u3084\u624b\u7d9a\u304d\u306e\u6d41\u308c\u3092\u62bc\u3055\u3048\u305f\u3068\u3053\u308d\u3067\u3001\u6700\u5f8c\u306b\u3001\u66f8\u985e\u306b\u95a2\u3057\u3066\u306e\u30c8\u30e9\u30d6\u30eb\u306e\u5bfe\u51e6\u6cd5\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>\u96e2\u8077\u7968\u306b\u8a18\u8f09\u306e\u9000\u8077\u7406\u7531\u3092\u5909\u66f4\u3057\u305f\u3044\u3068\u304d<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u96e2\u8077\u7968\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u9000\u8077\u7406\u7531\u304c\u300c\u81ea\u5df1\u90fd\u5408\u300d\u3068\u306a\u3063\u3066\u3044\u308b\u304c\u3001\u4e8b\u5b9f\u3068\u7570\u306a\u308a\u300c\u4f1a\u793e\u90fd\u5408\u300d\u306b\u5909\u3048\u305f\u3044\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u305d\u306e\u3088\u3046\u306a\u5834\u5408\u306e\u5bfe\u51e6\u6cd5\u306f\u4ee5\u4e0b\u306e2\u3064\u3067\u3059\u3002<\/p>\r\n<h4>\u5712\u5074\u3068\u76f4\u63a5\u76f8\u8ac7\u3059\u308b<\/h4>\r\n<p>1\u3064\u76ee\u306e\u65b9\u6cd5\u306f\u3001\u5712\u5074\u3068\u76f4\u63a5\u76f8\u8ac7\u3059\u308b\u65b9\u6cd5\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u3082\u3057\u4f1a\u793e\u304b\u3089\u9001\u3089\u308c\u3066\u304d\u305f\u96e2\u8077\u7968\u306e\u96e2\u8077\u7406\u7531\u304c\u9055\u3046\u3053\u3068\u306b\u6c17\u3065\u3044\u305f\u3089\u3001\u5712\u306e\u62c5\u5f53\u8005\u306b\u76f8\u8ac7\u3057\u3066\u6b63\u3057\u3044\u96e2\u8077\u7406\u7531\u306b\u3059\u308b\u3088\u3046\u8a02\u6b63\u3092\u4f9d\u983c\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u5712\u5074\u304c\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3057\u305f\u66f8\u985e\u306b\u4f55\u304b\u8aa4\u308a\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u8a02\u6b63\u5c4a\u3084\u5712\u63a7\u3048\u306e\u96e2\u8077\u8a3c\u660e\u66f8\u3001\u88ab\u4fdd\u967a\u8005\u8cc7\u683c\u55aa\u5931\u78ba\u8a8d\u901a\u77e5\u66f8\u3001\u8a3c\u660e\u3068\u306a\u308b\u66f8\u985e\u3092\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u9001\u4ed8\u3057\u3001\u8a02\u6b63\u3092\u3057\u3066\u3082\u3089\u3044\u307e\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u305f\u3060\u3057\u3001\u5712\u5074\u304c\u4e8b\u5b9f\u306b\u5373\u3057\u3066\u66f8\u304f\u66f8\u985e\u306a\u306e\u3067\u865a\u507d\u306e\u8a18\u8f09\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u300c\u4f1a\u793e\u90fd\u5408\u306e\u307b\u3046\u304c\u57fa\u672c\u624b\u5f53\u3092\u591a\u3081\u306b\u3082\u3089\u3048\u308b\u304b\u3089\u300d\u3068\u3044\u3063\u305f\u7406\u7531\u3067\u3001\u4e8b\u5b9f\u3068\u7570\u306a\u308b\u96e2\u8077\u7406\u7531\u306b\u66f8\u304d\u63db\u3048\u308b\u3053\u3068\u306f\u3067\u304d\u306a\u3044\u3053\u3068\u3092\u5fc3\u5f97\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<h4>\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u76f8\u8ac7\u3059\u308b<\/h4>\r\n<p>2\u3064\u76ee\u306f\u3001\u4f1a\u793e\u304b\u3089\u96e2\u8077\u7968\u3092\u53d7\u3051\u53d6\u308a\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u63d0\u51fa\u3059\u308b\u3068\u304d\u306b\u3001\u7570\u8b70\u7533\u3057\u7acb\u3066\u3092\u884c\u3046\u65b9\u6cd5\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u3067\u306f\u3001\u672c\u4eba\u306e\u4e3b\u5f35\u3084\u8a3c\u62e0\u66f8\u985e\u3068\u4e8b\u696d\u4e3b\u306e\u4e3b\u5f35\u7b49\u3092\u78ba\u8a8d\u306e\u3046\u3048\u3001\u96e2\u8077\u7406\u7531\u3092\u6c7a\u5b9a\u3057\u307e\u3059\u3002\u96c7\u3044\u6b62\u3081\u306a\u3069\u306e\u4e0d\u672c\u610f\u306a\u7406\u7531\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u300c\u81ea\u5df1\u90fd\u5408\u9000\u8077\u300d\u306b\u3055\u308c\u3066\u3044\u305f\u5834\u5408\u306f\u3001\u7570\u8b70\u7533\u3057\u7acb\u3066\u3092\u3059\u308c\u3070\u300c\u7279\u5b9a\u7406\u7531\u96e2\u8077\u8005\u300d\u3068\u3057\u3066\u300c\u4f1a\u793e\u90fd\u5408\u9000\u8077\u300d\u3078\u306e\u5909\u66f4\u304c\u8a8d\u3081\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3>\u96e2\u8077\u7968\u3092\u767a\u884c\u3057\u3066\u3082\u3089\u3048\u306a\u3044\u3068\u304d<\/h3>\r\n<p>&nbsp;<\/p>\r\n<p>\u306a\u304b\u306b\u306f\u3001\u5712\u306b\u96e2\u8077\u7968\u306e\u767a\u884c\u4f9d\u983c\u3092\u3057\u305f\u306b\u3082\u95a2\u308f\u3089\u305a\u96e2\u8077\u7968\u306e\u767a\u884c\u3092\u3057\u3066\u3082\u3089\u3048\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u305d\u306e\u5834\u5408\u306f\u3001\u5712\u306b\u76f4\u63a5\u76f8\u8ac7\u3057\u3066\u767a\u884c\u3057\u3066\u3082\u3089\u3046\u304b\u3001\u3082\u3057\u304f\u306f\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u304b\u3089\u5712\u5074\u306b\u50ac\u4fc3\u3057\u3066\u3082\u3089\u3046\u3088\u3046\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3067\u89e3\u6c7a\u3059\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>\u5148\u8ff0\u3057\u305f\u3088\u3046\u306b\u3001\u5712\u304c\u4f9d\u983c\u3092\u53d7\u3051\u305f\u306b\u3082\u95a2\u308f\u3089\u305a\u767a\u884c\u624b\u7d9a\u304d\u3092\u9032\u3081\u306a\u3044\u306e\u306f\u9055\u6cd5\u3068\u306a\u308a\u307e\u3059\u3002\u96e2\u8077\u7968\u306e\u767a\u884c\u304c\u9045\u308c\u308c\u3070\u3001\u57fa\u672c\u624b\u5f53\u3092\u53d7\u3051\u53d6\u308c\u308b\u671f\u9593\u3082\u77ed\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u8003\u3048\u3089\u308c\u308b\u305f\u3081\u3001\u539f\u56e0\u304c\u4f55\u304b\u8abf\u3079\u305f\u3046\u3048\u3067\u65e9\u3081\u306b\u5bfe\u51e6\u3057\u3066\u3082\u3089\u3046\u3088\u3046\u304a\u9858\u3044\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<p>&nbsp;<\/p>\r\n<p class=\"rep\">\u95a2\u9023\u8a18\u4e8b\uff1a<a href=\"https:\/\/www.hoikushibank.com\/column\/post_2256\" target=\"_self\" 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