{"id":43014,"date":"2023-02-24T10:00:16","date_gmt":"2023-02-24T01:00:16","guid":{"rendered":"https:\/\/www.hoikushibank.com\/column\/?p=43014"},"modified":"2024-02-29T12:13:28","modified_gmt":"2024-02-29T03:13:28","slug":"post_2840","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/post_2840","title":{"rendered":"\u4fdd\u80b2\u3067\u3088\u304f\u805e\u304f\u300c\u30aa\u30ce\u30de\u30c8\u30da\u300d\u3068\u306f\uff1f\u5b50\u3069\u3082\u304c\u30ef\u30af\u30ef\u30af\u3059\u308b\u8868\u73fe\u65b9\u6cd5\u3084\u306d\u3089\u3044\u3092\u7d39\u4ecb"},"content":{"rendered":"<p>\u300c\u30aa\u30ce\u30de\u30c8\u30da\u300d\u306b\u3064\u3044\u3066\u3001\u77e5\u3063\u3066\u3044\u308b\u3001\u805e\u3044\u305f\u3053\u3068\u304c\u3042\u308b\u3068\u3044\u3046\u4fdd\u80b2\u58eb\u3055\u3093\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u5b50\u3069\u3082\u3068\u304b\u304b\u308f\u308b\u4e2d\u3067\u81ea\u7136\u3068\u53e3\u306b\u3057\u3066\u3044\u308b\u30aa\u30ce\u30de\u30c8\u30da\u3067\u3059\u304c\u3001\u5177\u4f53\u7684\u306b\u306a\u306b\u3092\u6307\u3059\u306e\u304b\u3001\u4f7f\u3046\u3053\u3068\u306b\u3069\u306e\u3088\u3046\u306a\u306d\u3089\u3044\u304c\u3042\u308b\u306e\u304b\u3092\u8003\u3048\u308b\u3053\u3068\u306f\u3042\u307e\u308a\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3067\u3059\u306d\u3002\u4eca\u56de\u306e\u8a18\u4e8b\u3092\u53c2\u8003\u306b\u3001\u30aa\u30ce\u30de\u30c8\u30da\u306e\u7406\u89e3\u3092\u6df1\u3081\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\r\n\r\n<br>\r\n<img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/02\/09172219\/6858e4b31ede23a64130b21c1f824004.jpg\" alt=\"\u304a\u3070\u3042\u3061\u3083\u3093\u3068\u5b50\u3069\u3082\" width=\"100%\" class=\"alignnone size-full wp-image-43025\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/02\/09172219\/6858e4b31ede23a64130b21c1f824004.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/02\/09172219\/6858e4b31ede23a64130b21c1f824004-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\r\n<p><span style=\"font-size: 8px; color: #888888;\">Paylessimages\/stock.adobe.com<\/span><\/p><br>\r\n\r\n<div style=\"padding: 10px; border: solid 1px #DFDFDF; background-color: #F5F5F5;\">\r\n<p>\u25a0\u76ee\u6b21<\/p>\r\n<li><a href=\"#i1\">\u30aa\u30ce\u30de\u30c8\u30da\u306f\u4fdd\u80b2\u58eb\u3068\u5b50\u3069\u3082\u304c\u5fc3\u3092\u901a\u308f\u305b\u308b\u8868\u73fe\u65b9\u6cd5<\/a><\/li>\r\n<li><a href=\"#i2\">\u30aa\u30ce\u30de\u30c8\u30da\u3092\u4fdd\u80b2\u306b\u7528\u3044\u308b\u306d\u3089\u3044\u3068\u306f<\/a><\/li>\r\n<li><a href=\"#i3\">\u4fdd\u80b2\u58eb\u304c\u81ea\u7136\u3068\u30aa\u30ce\u30de\u30c8\u30da\u3067\u8868\u73fe\u3057\u3066\u3044\u308b\u3082\u306e<\/a><\/li>\r\n<li><a href=\"#i4\">\u30aa\u30ce\u30de\u30c8\u30da\u3092\u610f\u8b58\u3059\u308b\u3068\u4fdd\u80b2\u304c\u3082\u3063\u3068\u9762\u767d\u304f\u306a\u308b\uff01<\/a><\/li>\r\n<\/div>\r\n<h2 id=\"i1\">\u30aa\u30ce\u30de\u30c8\u30da\u306f\u4fdd\u80b2\u58eb\u3068\u5b50\u3069\u3082\u304c\u5fc3\u3092\u901a\u308f\u305b\u308b\u8868\u73fe\u65b9\u6cd5<\/h2>\r\n<p>\u5b50\u3069\u3082\u3068\u304b\u304b\u308f\u308b\u3068\u304d\u306b\u3088\u304f\u4f7f\u308f\u308c\u308b\u300c\u30aa\u30ce\u30de\u30c8\u30da\u300d\u3002<\/p><br>\r\n<p>\u305d\u3082\u305d\u3082\u30aa\u30ce\u30de\u30c8\u30da\u3068\u306f\u3001\u300c\u308f\u3093\u308f\u3093\u300d\u300c\u30ad\u30e9\u30ad\u30e9\u300d\u306a\u3069\u3001\u64ec\u97f3\u8a9e\u3001\u64ec\u614b\u8a9e\u306e\u7dcf\u79f0\u3068\u3057\u3066\u7528\u3044\u3089\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u7d75\u672c\u3084\u6b4c\u3067\u3088\u304f\u8033\u306b\u3059\u308b\u8a00\u8449\u3067\u3059\u3002<\/p>\r\n<br><p>\u4fdd\u80b2\u306e\u4e2d\u3067\u81ea\u7136\u3068\u7528\u3044\u3089\u308c\u308b\u30aa\u30ce\u30de\u30c8\u30da\u3067\u3059\u304c\u3001\u4fdd\u80b2\u58eb\u3068\u3057\u3066\u610f\u8b58\u7684\u306b\u4f7f\u3046\u3053\u3068\u3082\u5927\u5207\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p>\u30aa\u30ce\u30de\u30c8\u30da\u306e\u306d\u3089\u3044\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<h2 id=\"i2\">\u30aa\u30ce\u30de\u30c8\u30da\u3092\u4fdd\u80b2\u306b\u7528\u3044\u308b\u306d\u3089\u3044\u3068\u306f<\/h2>\r\n\r\n<br>\r\n<img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/02\/09172308\/5dc9da08964741969cb8fc685a35f8b9.jpg\" alt=\"\u30bd\u30d5\u30a1\u30fc\u306e\u4e0a\u306b\u3044\u308b\u5b50\u3069\u3082\" width=\"100%\" class=\"alignnone size-full wp-image-43026\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/02\/09172308\/5dc9da08964741969cb8fc685a35f8b9.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/02\/09172308\/5dc9da08964741969cb8fc685a35f8b9-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\r\n<p><span style=\"font-size: 8px; color: #888888;\">aijiro\/stock.adobe.com<\/span><\/p><br>\r\n\r\n<p>\u30aa\u30ce\u30de\u30c8\u30da\u306f\u3001\u306a\u306b\u304b\u3092\u8868\u73fe\u3059\u308b\u3068\u304d\u306b\u7528\u3044\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<br><p>\u307e\u305a\u306f\u3001\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u306e\u300c\u8a00\u8449\u300d\u300c\u8868\u73fe\u300d\u306e\u306d\u3089\u3044\u3092\u77e5\u308b\u3053\u3068\u3067\u3001\u30aa\u30ce\u30de\u30c8\u30da\u3092\u6d3b\u7528\u3059\u308b\u306d\u3089\u3044\u304c\u898b\u3048\u3066\u304f\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p><br>\r\n<p>\u304f\u308f\u3057\u304f\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\r\n\r\n\r\n<br><br><h3>\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u300c\u8a00\u8449\u300d<\/h3>\r\n<blockquote style=\"padding: 15px; margin: 10px; background-color: #f4f4f4;\"><p>\r\n<ul style=\"list-style: disc; margin-left: 15px;\">\r\n<li>\u8a00\u8449\u904a\u3073\u3084\u8a00\u8449\u3067\u8868\u73fe\u3059\u308b\u697d\u3057\u3055\u3092\u611f\u3058\u308b\u3002<\/li>\r\n<li>\u4eba\u306e\u8a00\u8449\u3084\u8a71\u306a\u3069\u3092\u805e\u304d\u3001\u81ea\u5206\u3067\u3082\u601d\u3063\u305f\u3053\u3068\u3092\u4f1d\u3048\u3088\u3046\u3068\u3059\u308b\u3002<\/li>\r\n<li>\u7d75\u672c\u3084\u7269\u8a9e\u7b49\u306b\u89aa\u3057\u3080\u3068\u3068\u3082\u306b\u3001\u8a00\u8449\u306e\u3084\u308a\u53d6\u308a\u3092\u901a\u3058\u3066\u8eab\u8fd1\u306a\u4eba\u3068\u6c17\u6301\u3061\u3092\u901a\u308f\u305b\u308b\u3002<\/li>\r\n<\/ul><\/blockquote><\/p>\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/file\/06-Seisakujouhou-11900000-Koyoukintoujidoukateikyoku\/0000202211.pdf\" target=\"_blank\" rel=\"noopener\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u539a\u751f\u52b4\u50cd\u7701p162<\/a>\u304b\u3089\u629c\u7c8b<\/p>\r\n<br><p>\u8a00\u8449\u3092\u767a\u3059\u308b\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u805e\u304f\u529b\u3084\u5fc3\u304c\u901a\u3046\u559c\u3073\u3092\u80b2\u3080\u3053\u3068\u304c\u5927\u5207\u306a\u3088\u3046\u3067\u3059\u306d\u3002<\/p>\r\n<br><br><p>\u30aa\u30ce\u30de\u30c8\u30da\u306f\u3001\u300c\u308f\u3093\u308f\u3093\u300d\u300c\u30ad\u30e9\u30ad\u30e9\u300d\u306a\u3069\u540c\u3058\u8a00\u8449\u3092\u7e70\u308a\u8fd4\u3059\u3053\u3068\u304c\u591a\u304f\u7528\u3044\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u30ea\u30ba\u30e0\u304c\u3088\u304f\u3001\u5b50\u3069\u3082\u306b\u4f1d\u308f\u308a\u3084\u3059\u3044\u306e\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<br><br><p>\u30aa\u30ce\u30de\u30c8\u30da\u3092\u7528\u3044\u308b\u3053\u3068\u3067\u3001<strong style=\"background: linear-gradient(transparent 60%, #ffff66 60%);\"><strong>\u5b50\u3069\u3082\u304c\u8868\u73fe\u3059\u308b\u697d\u3057\u3055\u3092\u611f\u3058\u305f\u308a\u3001\u5fc3\u5730\u306e\u3088\u3044\u30ea\u30ba\u30e0\u306e\u8a00\u8449\u3092\u901a\u3057\u3066\u8a71\u3092\u805e\u304f\u3053\u3068\u3078\u306e\u8208\u5473\u95a2\u5fc3\u304c\u6df1\u307e\u308b\u3053\u3068\u304c\u671f\u5f85\u3067\u304d\u308b\u304b\u3082<\/strong><\/strong>\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<br><br><h3>\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u300c\u8868\u73fe\u300d<\/h3>\r\n<blockquote style=\"padding: 15px; margin: 10px; background-color: #f4f4f4;\"><p>\r\n<ul style=\"list-style: disc; margin-left: 15px;\">\r\n<li>\u8eab\u4f53\u306e\u8af8\u611f\u899a\u306e\u7d4c\u9a13\u3092\u8c4a\u304b\u306b\u3057\u3001\u69d8\u3005\u306a\u611f\u899a\u3092\u5473\u308f\u3046\u3002<\/li>\r\n<li>\u611f\u3058\u305f\u3053\u3068\u3084\u8003\u3048\u305f\u3053\u3068\u306a\u3069\u3092\u81ea\u5206\u306a\u308a\u306b\u8868\u73fe\u3057\u3088\u3046\u3068\u3059\u308b\u3002<\/li>\r\n<li>\u751f\u6d3b\u3084\u904a\u3073\u306e\u69d8\u3005\u306a\u4f53\u9a13\u3092\u901a\u3057\u3066\u3001\u30a4\u30e1\u30fc\u30b8\u3084\u611f\u6027\u304c\u8c4a\u304b\u306b\u306a\u308b\u3002<\/li><\/ul><\/blockquote><\/p>\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/file\/06-Seisakujouhou-11900000-Koyoukintoujidoukateikyoku\/0000202211.pdf\" target=\"_blank\" rel=\"noopener\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u539a\u751f\u52b4\u50cd\u7701p173<\/a>\u304b\u3089\u629c\u7c8b<\/p>\r\n<br><p>\u4fdd\u80b2\u58eb\u304c\u306a\u306b\u304b\u3092\u4e0e\u3048\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5b50\u3069\u3082\u304c\u81ea\u5206\u306a\u308a\u306e\u8868\u73fe\u3092\u884c\u3046\u3053\u3068\u304c\u8c4a\u304b\u306a\u611f\u6027\u3084\u8868\u73fe\u529b\u306b\u3064\u306a\u304c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<br><br><p>\u5c0f\u3055\u3044\u5b50\u3069\u3082\u306b\u3068\u3063\u3066\u30aa\u30ce\u30de\u30c8\u30da\u306f\u3001\u81ea\u5206\u3092\u6700\u5927\u9650\u306b\u8868\u73fe\u3067\u304d\u308b\u624b\u6bb5\u306e\u3072\u3068\u3064\u304b\u3082\u3057\u308c\u306a\u3044\u3067\u3059\u306d\u3002<\/p>\r\n<br><br><p><strong style=\"background: linear-gradient(transparent 60%, #ffff66 60%);\"><strong>\u30aa\u30ce\u30de\u30c8\u30da\u306e\u30ea\u30ba\u30e0\u306b\u5408\u308f\u305b\u3066\u8eab\u4f53\u3092\u52d5\u304b\u3059\u3053\u3068\u3092\u697d\u3057\u3080\u3001\u8a00\u8449\u3068\u7269\u4e8b\u304c\u7d50\u3073\u3064\u304f\u3053\u3068\u306b\u3088\u308a\u6d3b\u52d5\u3084\u904a\u3073\u3078\u306e\u610f\u6b32\u304c\u6df1\u307e\u308b<\/strong><\/strong>\u3001\u306a\u3069\u306e\u306d\u3089\u3044\u304c\u6301\u3066\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<br><p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/file\/06-Seisakujouhou-11900000-Koyoukintoujidoukateikyoku\/0000202211.pdf\" target=\"_blank\" rel=\"noopener\">\u4fdd\u80b2\u6240\u4fdd\u80b2\u6307\u91dd\u89e3\u8aac\/\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\r\n<h2 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