{"id":48057,"date":"2023-08-06T10:00:13","date_gmt":"2023-08-06T01:00:13","guid":{"rendered":"https:\/\/www.hoikushibank.com\/column\/?p=48057"},"modified":"2024-02-27T11:44:14","modified_gmt":"2024-02-27T02:44:14","slug":"post_3006","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/post_3006","title":{"rendered":"\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u3001\u77e5\u3063\u3066\u3044\u307e\u3059\u304b\uff1f\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u4eca\u304b\u3089\u3067\u304d\u308b\u3053\u3068"},"content":{"rendered":"<p>\u300c\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u300d\u3068\u3044\u3046\u8a00\u8449\u3092\u805e\u3044\u305f\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f\u3053\u308c\u306f\u3001\u5b50\u3069\u3082\u306e\u6570\u304c2025\u5e74\u3092\u30d4\u30fc\u30af\u306b\u6e1b\u5c11\u3059\u308b\u3068\u3044\u3046\u4e88\u6e2c\u3068\u3001\u305d\u308c\u4ee5\u964d\u306b\u4fdd\u80b2\u5712\u304c\u3042\u307e\u308b\u4e8b\u614b\u304c\u8d77\u304d\u308b\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u554f\u984c\u3067\u3059\u3002\u305d\u3093\u306a\u5c11\u3057\u5148\u306e\u672a\u6765\u306b\u5411\u3051\u3066\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u3078\u306e\u5f71\u97ff\u3068\u5bfe\u7b56\u3068\u3057\u3066\u4eca\u3067\u304d\u308b\u3053\u3068\u30fb\u8003\u3048\u3066\u304a\u304d\u305f\u3044\u3053\u3068\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/p>\r\n<br>\r\n<img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/07\/20130745\/78art_AdobeStock_557090230.jpg\" alt=\"2025\u5e74\u554f\u984c\" width=\"100%\" class=\"alignnone size-full wp-image-48063\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/07\/20130745\/78art_AdobeStock_557090230.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/07\/20130745\/78art_AdobeStock_557090230-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><p><span style=\"font-size: 8px; color: #888888;\">78art\/stock.adobe.com<\/span><\/p>\r\n<br>\r\n<div style=\"padding: 10px; border: solid 1px #DFDFDF; background-color: #F5F5F5;\">\r\n<p>\u25a0\u76ee\u6b21<\/p>\r\n<li><a href=\"#i1\">\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u3068\u306f\uff1f\u6c17\u306b\u306a\u308b\u8a73\u7d30<\/a><\/li>\r\n<li><a href=\"#i2\">2025\u5e74\u554f\u984c\u3067\u8003\u3048\u3089\u308c\u308b\u4fdd\u80b2\u5712\u30fb\u4fdd\u80b2\u6240\u3078\u306e\u5f71\u97ff\u306f\uff1f<\/a><\/li>\r\n<li><a href=\"#i3\">2025\u5e74\u554f\u984c\u3092\u524d\u306b\u4fdd\u80b2\u58eb\u3055\u3093\u304c\u3068\u308c\u308b\u5bfe\u7b56\u306f\uff1f<\/a><\/li>\r\n<li><a href=\"#i4\">\u4eca\u304b\u3089\u5bfe\u7b56\u3057\u3066\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u306b\u7acb\u3061\u5411\u304b\u304a\u3046\uff01<\/a><\/li>\r\n<\/div>\r\n<h2 id=\"i1\">\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u3068\u306f\uff1f\u6c17\u306b\u306a\u308b\u8a73\u7d30<\/h2>\r\n<p>\u3053\u306e\u300c2025\u5e74\u554f\u984c\u300d\u81ea\u4f53\u306f\u3001\u65e5\u672c\u5168\u4f53\u3067\u8ab2\u984c\u3068\u306a\u3063\u3066\u3044\u308b\u793e\u4f1a\u554f\u984c\u3067\u3059\u3002<\/p>\r\n<p>2025\u5e74\u306b\u306f\u3001\u65e5\u672c\u306e\u7dcf\u4eba\u53e3\u306e\u304a\u3088\u305d2\u5272\u304c75\u6b73\u4ee5\u4e0a\u306e\u5f8c\u671f\u9ad8\u9f62\u8005\u306b\u306a\u308b\u3068\u63a8\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u793e\u4f1a\u4fdd\u969c\u5236\u5ea6\u3084\u533b\u7642\u30fb\u4ecb\u8b77\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u5206\u91ce\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3059\u3053\u3068\u304c\u61f8\u5ff5\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<br><p>\u3053\u306e\u5c11\u5b50\u9ad8\u9f62\u5316\u306e\u554f\u984c\u3092\u3001\u4fdd\u80b2\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u9762\u3067\u8003\u3048\u308b\u306e\u304c\u300c\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u300d\u3067\u3059\u3002<\/p><br>\r\n<p>\u539a\u751f\u52b4\u50cd\u7701\u304c2021\u5e74\u306b\u767a\u8868\u3057\u305f\u5831\u544a\u66f8\u300c\u4fdd\u80b2\u3092\u53d6\u308a\u5dfb\u304f\u72b6\u6cc1\u306b\u3064\u3044\u3066\u300d\u306b\u3088\u308c\u3070\u3001\u4fdd\u80b2\u5712\u30fb\u4fdd\u80b2\u6240\u3092\u5229\u7528\u3059\u308b\u5150\u7ae5\u6570\u306f2025\u5e74\u306b\u30d4\u30fc\u30af\u3068\u306a\u308a\u3001\u4ee5\u964d\u306f\u3086\u308b\u3084\u304b\u306b\u6e1b\u5c11\u3057\u3066\u3044\u304f\u3053\u3068\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<br><p>\u4ee5\u524d\u3001\u30cb\u30e5\u30fc\u30b9\u3067\u3082\u793e\u4f1a\u554f\u984c\u3068\u3057\u3066\u53d6\u308a\u4e0a\u3052\u3089\u308c\u305f\u300c\u5f85\u6a5f\u5150\u7ae5\u554f\u984c\u300d\u306f\u3001\u4fdd\u80b2\u5712\u306b\u5165\u5712\u3057\u305f\u3044\u5150\u7ae5\u306e\u6570\u306b\u5bfe\u3057\u3066\u4fdd\u80b2\u5712\u3084\u4fdd\u80b2\u58eb\u306e\u6570\u304c\u8db3\u308a\u306a\u3044\u72b6\u614b\u3067\u3057\u305f\u304c\u3001\u4eca\u56de\u306e\u300c2025\u5e74\u554f\u984c\u300d\u306f\u305d\u306e\u9006\u3068\u306a\u308a\u3001\u5c11\u5b50\u5316\u306b\u3088\u308b\u5b50\u3069\u3082\u306e\u6570\u306e\u6e1b\u5c11\u3067\u3001<strong style=\"background: linear-gradient(transparent 60%,yellow 60%);\">2025\u5e74\u4ee5\u964d\u306b\u306f\u4fdd\u80b2\u5712\u304c\u3042\u307e\u3063\u3066\u3057\u307e\u3046<\/strong>\u3068\u3044\u3046\u4e88\u6e2c\u304c\u7acb\u3066\u3089\u308c\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\r\n<br>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/11907000\/000784219.pdf\" target=\"_blank\" rel=\"noopener\">\u4fdd\u80b2\u3092\u53d6\u308a\u5dfb\u304f\u72b6\u6cc1\u306b\u3064\u3044\u3066\uff0f\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\r\n\r\n<h2 id=\"i2\">2025\u5e74\u554f\u984c\u3067\u8003\u3048\u3089\u308c\u308b\u4fdd\u80b2\u5712\u30fb\u4fdd\u80b2\u6240\u3078\u306e\u5f71\u97ff\u306f\uff1f<\/h2>\r\n<img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/07\/20130746\/milatas_AdobeStock_285418025.jpg\" alt=\"\u5b50\u3069\u3082\u305f\u3061\" width=\"100%\" class=\"alignnone size-full wp-image-48064\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/07\/20130746\/milatas_AdobeStock_285418025.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2023\/07\/20130746\/milatas_AdobeStock_285418025-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\r\n<p><span style=\"font-size: 8px; color: #888888;\">milatas\/stock.adobe.com<\/span><\/p>\r\n<br>\r\n<p>\u305d\u3093\u306a\u300c\u4fdd\u80b2\u306e2025\u5e74\u554f\u984c\u300d\u3067\u3059\u304c\u3001\u5177\u4f53\u7684\u306b2025\u5e74\u4ee5\u964d\u306e\u4fdd\u80b2\u73fe\u5834\u306b\u3069\u3093\u306a\u3053\u3068\u304c\u8d77\u3053\u308b\u306e\u304b\u3001\u30d4\u30f3\u3068\u3053\u306a\u3044\u4fdd\u80b2\u58eb\u3055\u3093\u306e\u305f\u3081\u306b\u3001\u73fe\u6642\u70b9\u3067\u4e88\u60f3\u3055\u308c\u308b\u5f71\u97ff\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/p>\r\n<br><h3>\u4fdd\u80b2\u5712\u306b\u4e88\u60f3\u3055\u308c\u308b\u5f71\u97ff<\/h3><br>\r\n<p>\u3053\u306e\u307e\u307e\u5c11\u5b50\u5316\u304c\u9032\u3081\u3070\u3001\u4fdd\u80b2\u5712\u30fb\u4fdd\u80b2\u6240\u306f<strong style=\"background: linear-gradient(transparent 60%,yellow 60%);\">\u9589\u5712\u3084\u5712\u306e\u7d71\u5408\u306a\u3069\u304c\u5404\u5730\u3067\u8d77\u3053\u308a\u3001\u6e1b\u5c11\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u53ef\u80fd\u6027<\/strong>\u304c\u51fa\u3066\u304f\u308b\u3067\u3057\u3087\u3046\u3002<\/p><br>\r\n<p>\u307e\u305f\u3001\u5712\u5150\u306e\u6570\u306b\u5bfe\u3057\u3066\u4fdd\u80b2\u5712\u304c\u591a\u3044\u72b6\u614b\u3067\u306f\u3001\u4fdd\u8b77\u8005\u304c\u3088\u308a\u81ea\u5206\u306e\u5e0c\u671b\u306b\u6cbf\u3063\u305f\u4fdd\u80b2\u5712\u3092\u9078\u3076\u3053\u3068\u3067\u3001\u5712\u3054\u3068\u306b\u5165\u5712\u3092\u5e0c\u671b\u3059\u308b\u5150\u7ae5\u306e\u504f\u308a\u304c\u8d77\u304d\u308b\u3053\u3068\u3082\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002<\/p>\r\n<br><p>\u4fdd\u80b2\u5712\u3092\u7d4c\u55b6\u3059\u308b\u5074\u306f\u3001\u5165\u5712\u3092\u5e0c\u671b\u3057\u3066\u3082\u3089\u3046\u305f\u3081\u306e\u7af6\u4e89\u304c\u6fc0\u3057\u304f\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u4fdd\u8b77\u8005\u306b\u5bfe\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u306e\u5411\u4e0a\u3084\u8cea\u306e\u9ad8\u3044\u4fdd\u80b2\u5185\u5bb9\u3001\u4ed6\u5712\u3068\u306e\u5dee\u5225\u5316\u3092\u30a2\u30d4\u30fc\u30eb\u3057\u306a\u3051\u308c\u3070\u751f\u304d\u6b8b\u308c\u306a\u304f\u306a\u308b\u53ef\u80fd\u6027\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\r\n<br><h3>\u4fdd\u80b2\u58eb\u306b\u4e88\u60f3\u3055\u308c\u308b\u5f71\u97ff<\/h3><br>\r\n<p>\u4fdd\u80b2\u5712\u306e\u9589\u5712\u3084\u7d71\u5ec3\u5408\u306b\u3088\u3063\u3066\u5931\u696d\u3059\u308b\u4fdd\u80b2\u58eb\u3055\u3093\u3082\u3001\u5c11\u306a\u304b\u3089\u305a\u751f\u307e\u308c\u308b\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002\u307e\u305f\u3001\u5c31\u696d\u304c\u7d99\u7d9a\u3067\u304d\u305f\u3068\u3057\u3066\u3082\u5712\u5150\u6570\u306e\u6e1b\u5c11\u306b\u3088\u308a\u7d66\u4e0e\u30fb\u8cde\u4e0e\u304c\u6e1b\u984d\u3059\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p><br>\r\n<p>\u305d\u3057\u3066\u3001\u3088\u308a\u8cea\u306e\u9ad8\u3044\u30b5\u30fc\u30d3\u30b9\u3084\u4fdd\u80b2\u3092\u6c42\u3081\u308b\u4fdd\u8b77\u8005\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306b\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u81ea\u8eab\u3082\u30b9\u30ad\u30eb\u3084\u7d4c\u9a13\u5024\u3092\u3042\u3052\u3066\u3044\u304b\u306a\u3051\u308c\u3070\u6dd8\u6c70\u3055\u308c\u308b\u304a\u305d\u308c\u3082\u60f3\u50cf\u3067\u304d\u307e\u3059\u3002<\/p>\r\n<br><p>\u4fdd\u80b2\u306e\u8cea\u3092\u9ad8\u3081\u308b\u3068\u3044\u3046\u3068\u3001\u4e00\u898b\u3001\u4fdd\u80b2\u696d\u754c\u5168\u4f53\u306e\u5e95\u4e0a\u3052\u306b\u306a\u308b\u6709\u610f\u7fa9\u306a\u53d6\u308a\u7d44\u307f\u3068\u3082\u601d\u3048\u307e\u3059\u304c\u3001\u4fdd\u80b2\u3055\u308c\u308b\u5b50\u3069\u3082\u76ee\u7dda\u3067\u306e\u8cea\u306e\u5411\u4e0a\u3067\u306f\u306a\u304f\u3001\u5165\u5712\u8005\u7372\u5f97\u306e\u305f\u3081\u306e\u65bd\u7b56\u3060\u3068\u3057\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\r\n<br><p>\u305d\u306e\u72b6\u6cc1\u3067\u672c\u5f53\u306b\u3088\u3044\u4fdd\u80b2\u304c\u63d0\u4f9b\u3067\u304d\u308b\u306e\u304b\u3001\u4fdd\u80b2\u58eb\u3055\u3093\u81ea\u8eab\u306e\u30b9\u30ad\u30eb\u30a2\u30c3\u30d7\u306b\u3064\u306a\u304c\u308b\u306e\u304b\u3001\u7591\u554f\u304c\u6b8b\u308b\u90e8\u5206\u3067\u3082\u3042\u308a\u307e\u3059\u306d\u3002<\/p>\r\n<h2 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