{"id":62614,"date":"2024-04-19T10:00:42","date_gmt":"2024-04-19T01:00:42","guid":{"rendered":"https:\/\/www.hoikushibank-column.com\/column\/?p=62614"},"modified":"2024-04-03T09:33:13","modified_gmt":"2024-04-03T00:33:13","slug":"post_3276","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/post_3276","title":{"rendered":"\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u300d\u3068\u306f"},"content":{"rendered":"<p>2023\u5e74\u5ea6\u304b\u3089\u5168\u56fd\u306e\u4fdd\u80b2\u5712\u3067\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u300d\u3092\u7fa9\u52d9\u3065\u3051\u308b\u3053\u3068\u3092\u3001\u539a\u751f\u52b4\u50cd\u7701\u304c\u5236\u5b9a\u3057\u307e\u3057\u305f\u3002\u5712\u3054\u3068\u306b\u7b56\u5b9a\u3059\u308b\u5b89\u5168\u8a08\u753b\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u76ee\u7684\u3084\u610f\u5473\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u3002\u5712\u5150\u3084\u8077\u54e1\u306e\u5b89\u5168\u3092\u5b88\u308b\u305f\u3081\u306b\u4f5c\u6210\u3059\u308b\u5b89\u5168\u8a08\u753b\u306e\u5185\u5bb9\u3068\u4f5c\u6210\u5f8c\u306e\u904b\u7528\u30dd\u30a4\u30f3\u30c8\u306b\u3064\u3044\u3066\u3001\u539a\u751f\u52b4\u50cd\u7701\u306e\u8cc7\u6599\u3092\u3082\u3068\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p><br>\r\n<img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02193619\/maroke_AdobeStock_525998504-1.jpg\" alt=\"\" width=\"100%\" class=\"alignnone size-full wp-image-62762\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02193619\/maroke_AdobeStock_525998504-1.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02193619\/maroke_AdobeStock_525998504-1-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\r\n<span style=\"font-size: 8px; color: #888888;\">maroke\/stock.adobe.com<\/span><\/p><br>\r\n\r\n<div style=\"padding: 10px; border: solid 1px #DFDFDF; background-color: #F5F5F5;\">\r\n<p>\u25a0\u76ee\u6b21<\/p>\r\n<li><a href=\"#i1\">\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u300d\u306e\u7fa9\u52d9\u5316<\/a><\/li>\r\n<li><a 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id=\"i1\">\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u300d\u306e\u7fa9\u52d9\u5316<\/h2>\r\n<p>\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u300d\u306f\u30012022\u5e74\u306b\u5150\u7ae5\u798f\u7949\u6cd5\u7b49\u306e\u4e00\u90e8\u304c\u6539\u6b63\u3055\u308c\u305f\u3053\u3068\u306b\u4f34\u3063\u3066\u539a\u751f\u52b4\u50cd\u7701\u306b\u3088\u3063\u3066\u5236\u5b9a\u3055\u308c\u307e\u3057\u305f\u3002<\/p><br>\r\n<p>\u6539\u6b63\u306e\u30dd\u30a4\u30f3\u30c8\u3068\u3057\u3066\u306f\u3001\u3053\u308c\u307e\u3067\u306f\u3001\u4fdd\u80b2\u5712\u306a\u3069\u306e\u5150\u7ae5\u798f\u7949\u65bd\u8a2d\u7b49\u306e\u904b\u55b6\u306b\u95a2\u3059\u308b\u57fa\u6e96\u306e\u3046\u3061\u300c\u5150\u7ae5\u306e\u5b89\u5168\u306e\u78ba\u4fdd\u300d\u306b\u95a2\u3059\u308b\u5185\u5bb9\u306f\u90fd\u9053\u5e9c\u770c\u7b49\u304c\u6761\u4f8b\u3067\u5b9a\u3081\u308b\u3053\u3068\u3068\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u6539\u6b63\u5f8c\u306f\u56fd\u304c\u5b9a\u3081\u308b\u57fa\u6e96\u306b\u5f93\u3046\u3053\u3068\u3068\u306a\u3063\u305f\u3068\u3044\u3046\u70b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\r\n<br><p>\u305d\u308c\u306b\u4f34\u3044\u3001\u4fdd\u80b2\u5712\u306a\u3069\u306b\u304a\u3051\u308b\u3053\u3069\u3082\u306e\u5b89\u5168\u306e\u78ba\u4fdd\u306b\u3064\u3044\u3066\u3001<strong style=\"background: linear-gradient(transparent 60%,yellow 60%);\">\u65bd\u8a2d\u3054\u3068\u306b\u5b89\u5168\u78ba\u4fdd\u306e\u305f\u3081\u306e\u53d6\u308a\u7d44\u307f\u8a08\u753b\u3092\u5b9a\u3081\u308b\u3053\u3068\u304c2023\u5e744\u6708\u304b\u3089\u65b0\u305f\u306b\u7fa9\u52d9\u3065\u3051<\/strong>\u3089\u308c\u307e\u3057\u305f\u3002<\/p>\r\n<br><p>\u5404\u65bd\u8a2d\u306f\u3001\u8a08\u753b\u7684\u306a\u5b9f\u65bd\u306e\u305f\u3081\u3001\u5b89\u5168\u78ba\u4fdd\u306b\u95a2\u3059\u308b\u53d6\u308a\u7d44\u307f\u306e\u7b56\u5b9a\u304c\u5e74\u306b1\u56de\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\r\n<p>\u5e74\u5ea6\u59cb\u307e\u308a\u306e\u524d\u306b\u884c\u306a\u3046\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u306b\u52a0\u3048\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u5185\u5bb9\u306b\u3064\u3044\u3066\u3082\u5b9f\u65bd\u3057\u307e\u3059\u3002<\/p>\r\n<br>\r\n<ul style=\"list-style: disc; margin-left: 15px;\">\r\n<strong>\r\n<li>\u65bd\u8a2d\u306e\u8a2d\u5099\u306a\u3069\u306e\u5168\u70b9\u691c<\/li>\r\n<li>\u5712\u5916\u6d3b\u52d5\u306a\u3069\u3092\u542b\u3080\u5712\u3067\u306e\u6d3b\u52d5\u30fb\u53d6\u308a\u7d44\u307f\u306b\u304a\u3051\u308b\u8077\u54e1\u3084\u5150\u7ae5\u306b\u5bfe\u3059\u308b\u5b89\u5168\u78ba\u4fdd\u306e\u6307\u5c0e<\/li>\r\n<li>\u8077\u54e1\u3078\u306e\u5404\u7a2e\u8a13\u7df4\u3084\u7814\u4fee\u7b49\u306e\u5150\u7ae5\u306e\u5b89\u5168\u78ba\u4fdd\u306b\u95a2\u3059\u308b\u5e74\u9593\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u3092\u5b9a\u3081\u308b<\/li><\/strong>\r\n<\/ul>\r\n<br><p>\u3053\u308c\u3089\u306e\u5b9f\u65bd\u3092\u5305\u62ec\u3057\u305f\u5b89\u5168\u8a08\u753b\u3092\u7b56\u5b9a\u3059\u308b\u3053\u3068\u304c\u3001\u4fdd\u80b2\u5712\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<h2 id=\"i2\">\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u300d\u306e\u80cc\u666f\u3068\u76ee\u7684<\/h2>\r\n<img decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02193856\/Paylessimages_AdobeStock_388025369-2.jpg\" alt=\"\u5712\u30d0\u30b9\" width=\"100%\" class=\"alignnone size-full wp-image-62764\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02193856\/Paylessimages_AdobeStock_388025369-2.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02193856\/Paylessimages_AdobeStock_388025369-2-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\r\n<span style=\"font-size: 8px; color: #888888;\">Paylessimagese\/stock.adobe.com<\/span><\/p><br>\r\n\r\n<p>\u3053\u308c\u307e\u3067\u90fd\u9053\u5e9c\u770c\u306e\u6761\u4f8b\u30ec\u30d9\u30eb\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u305f\u5b89\u5168\u8a08\u753b\u304c\u7fa9\u52d9\u5316\u3055\u308c\u305f\u80cc\u666f\u306b\u306f\u3001\u4fdd\u80b2\u5712\u306e\u9001\u8fce\u30d0\u30b9\u306a\u3069\u3067\u306e\u5712\u5150\u306e\u7f6e\u304d\u53bb\u308a\u4e8b\u6545\u306a\u3069\u304c\u6570\u56de\u306b\u308f\u305f\u308a\u767a\u751f\u3057\u305f\u3053\u3068\u304c\u767a\u7aef\u306e\u3072\u3068\u3064\u3068\u306a\u3063\u305f\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<br><p>\u305d\u308c\u3092\u88cf\u4ed8\u3051\u308b\u3088\u3046\u306b\u3001\u539a\u751f\u52b4\u50cd\u7701\u304b\u3089\u5404\u90fd\u9053\u5e9c\u770c\u3068\u5e02\u533a\u753a\u6751\u306e\u4fdd\u80b2\u4e3b\u7ba1\u90e8\u3042\u3066\u306b\u901a\u9054\u3055\u308c\u305f\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308b\u5b89\u5168\u8a08\u753b\u306e\u7b56\u5b9a\u306b\u95a2\u3059\u308b\u7559\u610f\u4e8b\u9805\u7b49\u306b\u3064\u3044\u3066\u300d\u306b\u3088\u308c\u3070\u3001\u7b56\u5b9a\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<br>\r\n<div style=\"padding: 10px; border: solid 1px #DFDFDF; background-color:#ffffff;\">\r\n<strong><p>\u4fdd\u80b2\u58eb\u7b49\u306e\u8077\u54e1\u3084\u5150\u7ae5\u306b\u5bfe\u3057\u3001\u4fdd\u80b2\u65bd\u8a2d\u5185\u3067\u306e\u4fdd\u80b2\u6642\u306f\u3082\u3061\u308d\u3093\u3001\u6563\u6b69\u7b49\u306e\u5712\u5916\u6d3b\u52d5\u6642\u3084\u3001\u4fdd\u80b2\u6240\u7b49\u304c\u72ec\u81ea\u306b\u30d0\u30b9\u7b49\u306b\u3088\u308b\u9001\u8fce\u30b5\u30fc\u30d3\u30b9\u3092\u5b9f\u65bd\u3057\u3066\u3044\u308b\u5834\u5408\u306b\u304a\u3051\u308b\u30d0\u30b9\u7b49\u3067\u306e\u904b\u884c\u6642\u306a\u3069\u65bd\u8a2d\u5916\u3067\u306e\u6d3b\u52d5\u3001\u53d6\u7d44\u7b49\u306b\u304a\u3044\u3066\u3082\u3001\u5b89\u5168\u78ba\u4fdd\u304c\u3067\u304d\u308b\u305f\u3081\u306b\u884c\u3046\u6307\u5c0e\u306b\u95a2\u3059\u308b\u3053\u3068\u3001\u5b89\u5168\u78ba\u4fdd\u306b\u4fc2\u308b\u53d6\u7d44\u7b49\u3092\u78ba\u5b9f\u306b\u884c\u3046\u305f\u3081\u306e\u8077\u54e1\u3078\u306e\u7814\u4fee\u3084\u8a13\u7df4\u306b\u95a2\u3059\u308b\u3053\u3068\u306a\u3069\u3092\u8a08\u753b\u7684\u306b\u884c\u3046\u305f\u3081\u306e\u3082\u306e\u3067\u3042\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u308b\u3002<\/p><\/strong>\r\n<br>\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/d7e254d2\/20230401_policies_hoiku_10.pdf\" target=\"_blank\" 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src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122948\/1-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-172158.png\" alt=\"1\" width=\"889\" height=\"551\" class=\"alignnone size-full wp-image-62621\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122948\/1-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-172158.png 889w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122948\/1-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-172158-300x186.png 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122948\/1-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-172158-768x476.png 768w\" sizes=\"(max-width: 889px) 100vw, 889px\" \/>\r\n<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122942\/2-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-180656.png\" alt=\"2\" width=\"893\" height=\"485\" class=\"alignnone size-full wp-image-62615\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122942\/2-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-180656.png 893w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122942\/2-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-180656-300x163.png 300w, 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srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122944\/4-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-180802.png 881w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122944\/4-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-180802-300x161.png 300w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/01122944\/4-%E3%82%B9%E3%82%AF%E3%83%AA%E3%83%BC%E3%83%B3%E3%82%B7%E3%83%A7%E3%83%83%E3%83%88-2024-03-27-180802-768x411.png 768w\" sizes=\"(max-width: 881px) 100vw, 881px\" \/><br>\r\n<br><p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/e4b817c9-5282-4ccc-b0d5-ce15d7b5018c\/d7e254d2\/20230401_policies_hoiku_10.pdf\" target=\"_blank\" 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alt=\"\u30d1\u30bd\u30b3\u30f3\u696d\u52d9\u3092\u3059\u308b\u5973\u6027\" width=\"100%\" class=\"alignnone size-full wp-image-62758\" srcset=\"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02192245\/ponta1414_AdobeStock_690835396.jpg 600w, https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2024\/04\/02192245\/ponta1414_AdobeStock_690835396-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\r\n<p><span style=\"font-size: 8px; color: 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