{"id":85979,"date":"2026-02-12T12:37:11","date_gmt":"2026-02-12T03:37:11","guid":{"rendered":"https:\/\/www.hoikushibank-column.com\/column\/?p=85979"},"modified":"2026-04-21T18:56:38","modified_gmt":"2026-04-21T09:56:38","slug":"hoiku-diagnosis","status":"publish","type":"post","link":"https:\/\/www.hoikushibank-column.com\/column\/hoiku-diagnosis","title":{"rendered":"\u300c\u5b50\u3069\u3082\u306e\u305f\u3081\u300d\u306a\u3089\u4ed5\u65b9\u306a\u3044\uff1f\u201c\u4fdd\u80b2\u58eb\u306e\u5f53\u305f\u308a\u524d\u201d\u306b\u6f5c\u3080\u300c\u96a0\u308c\u6211\u6162\u300d\u3068\u3001\u5909\u308f\u308a\u59cb\u3081\u305f\u4fdd\u80b2\u306e\u73fe\u5834"},"content":{"rendered":"<p>5\u5206\u3067\u304b\u304d\u3053\u3080\u663c\u98df\u3001\u4f11\u61a9\u4e2d\u306e\u66f8\u304d\u7269\u3001\u6301\u3061\u5e30\u308a\u306e\u5236\u4f5c\u2026\u2026\u3002\u305d\u3093\u306a\u6bce\u65e5\u3092<strong>\u300c\u5b50\u3069\u3082\u306e\u305f\u3081\u3060\u304b\u3089\u4ed5\u65b9\u306a\u3044\u300d\u300c\u4fdd\u80b2\u58eb\u306a\u3089\u5f53\u305f\u308a\u524d\u300d<\/strong>\u3068\u601d\u3044\u8fbc\u3093\u3067\u3044\u307e\u305b\u3093\u304b\uff1f<br \/>\r\n\u8cac\u4efb\u611f\u304c\u5f37\u3044\u5148\u751f\u307b\u3069\u7121\u7406\u3092\u3057\u304c\u3061\u3067\u3059\u304c\u3001\u305d\u308c\u306f\u89e3\u6c7a\u3059\u3079\u304d<strong class=\"linemarker--keycolor\">\u300c\u96a0\u308c\u6211\u6162\uff08\u69cb\u9020\u7684\u306a\u7121\u7406\uff09\u300d<\/strong>\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u5909\u308f\u308a\u3064\u3064\u3042\u308b\u4fdd\u80b2\u696d\u754c\u306e\u30c7\u30fc\u30bf\u3084\u300c\u65b0\u3057\u3044\u5e38\u8b58\u300d\u3068\u7167\u3089\u3057\u5408\u308f\u305b\u3001\u3042\u306a\u305f\u306e\u4eca\u306e\u74b0\u5883\u304c\u201c\u9069\u6b63\u201d\u304b\u3069\u3046\u304b\u3092\u4e00\u7dd2\u306b\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<div class=\"cl-summary-box\">\r\n    <div class=\"cl-summary-title\">\u3053\u306e\u8a18\u4e8b\u3067\u308f\u304b\u308b\u3053\u3068<\/div>\r\n    <ul class=\"cl-summary-list\">\r\n        <li class=\"cl-summary-item\">\r\n            <span>76\u5e74\u3076\u308a\u306e\u57fa\u6e96\u898b\u76f4\u3057\u3002\u300c\u7cbe\u795e\u8ad6\u300d\u304b\u3089\u300c\u4ed5\u7d44\u307f\u5316\u300d\u3078\u5909\u308f\u308b\u73fe\u5834<\/span>\r\n            <a href=\"#cl-point1\" class=\"cl-summary-anchor\">\u25bc\u8a73\u7d30<\/a>\r\n        <\/li>\r\n        <li class=\"cl-summary-item\">\r\n            <span>\u300c\u5909\u308f\u308b\u5712\u300d\u3068\u300c\u505c\u6ede\u3059\u308b\u5712\u300d\u3002\u50cd\u304d\u3084\u3059\u3055\u304c\u4e8c\u6975\u5316\u3059\u308b\u6c7a\u5b9a\u7684\u306a\u9055\u3044<\/span>\r\n            <a href=\"#cl-point2\" class=\"cl-summary-anchor\">\u25bc\u8a73\u7d30<\/a>\r\n        <\/li>\r\n        <li class=\"cl-summary-item\">\r\n            <span>\u305d\u306e\u6211\u6162\u306f\u5371\u967a\u4fe1\u53f7\u3002\u4eca\u306e\u74b0\u5883\u3092\u5ba2\u89b3\u8996\u3059\u308b\u300c\u96a0\u308c\u6211\u6162\u300d\u5ea6\u30c1\u30a7\u30c3\u30af<\/span>\r\n            <a href=\"#cl-point3\" class=\"cl-summary-anchor\">\u25bc\u8a73\u7d30<\/a>\r\n        <\/li>\r\n    <\/ul>\r\n<\/div>\r\n<h2>1. \u30c7\u30fc\u30bf\u3067\u898b\u308b\u4fdd\u80b2\u58eb\u306e\u52b4\u50cd\u74b0\u5883\u3002\u300c\u7cbe\u795e\u8ad6\u300d\u304b\u3089\u300c\u4ed5\u7d44\u307f\u5316\u300d\u3078\u5909\u308f\u308b\u73fe\u5834<\/h2>\r\n<div id=\"point1\" class=\"cl-anchor\"><\/div>\r\n<p>\u304b\u3064\u3066\u306f\u300c\u624b\u4f5c\u308a\u3053\u305d\u611b\u60c5\u300d\u300c\u9577\u6642\u9593\u52b4\u50cd\u306f\u71b1\u610f\u306e\u8a3c\u300d\u3068\u3044\u3046\u98a8\u6f6e\u304c\u5c11\u306a\u304b\u3089\u305a\u3042\u308a\u307e\u3057\u305f\u3002\u3057\u304b\u30572024\u5e74\u4ee5\u964d\u3001\u56fd\u3092\u6319\u3052\u3066\u4fdd\u80b2\u73fe\u5834\u306e\u50cd\u304d\u65b9\u6539\u9769\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002<\/p>\r\n<h3><b data-path-to-node=\"22,1,1,0,0\" data-index-in-node=\"7\">\u4fdd\u80b2\u58eb\u306e\u300c\u6301\u3061\u5e30\u308a\u6b8b\u696d\u300d\u306f\u5f53\u305f\u308a\u524d\u3067\u306f\u306a\u3044\uff1f\u65e5\u672c\u306e\u50cd\u304d\u65b9\u6539\u9769<\/b>\u4e8b\u60c5<\/h3>\r\n<p>\u539a\u751f\u52b4\u50cd\u7701\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4fdd\u80b2\u58eb\u306e\u9000\u8077\u3092\u8003\u3048\u308b\u7406\u7531\u3068\u3057\u3066\u5e38\u306b\u4e0a\u4f4d\u306b\u6319\u304c\u308b\u306e\u304c\u300c\u7d66\u6599\u304c\u5b89\u3044\u300d\u3053\u3068\u3068\u300c\u696d\u52d9\u91cf\u304c\u591a\u3044\uff08\u4ed5\u4e8b\u91cf\u3078\u306e\u4e0d\u6e80\uff09\u300d\u3067\u3059\u3002<br \/>\r\n\u3053\u306e\u72b6\u6cc1\u3092\u53d7\u3051\u3001\u56fd\u306f<strong class=\"linemarker--keycolor\">\u9023\u7d61\u5e33\u3001\u6307\u5c0e\u6848\u3001\u767b\u964d\u5712\u7ba1\u7406\u3068\u3044\u3063\u305f\u4e8b\u52d9\u4f5c\u696d\u3092\u52b9\u7387\u5316<\/strong>\u3059\u308b\u305f\u3081\u3001ICT\u5316\uff08\u4fdd\u80b2\u696d\u52d9\u652f\u63f4\u30b7\u30b9\u30c6\u30e0\uff09\u3078\u306e\u88dc\u52a9\u3092\u9032\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u5b9f\u969b\u306b\u3001ICT\u5316\u304c\u9032\u3093\u3067\u3044\u308b\u5712\u3067\u306f\u3001\u767b\u964d\u5712\u7ba1\u7406\u3084\u6307\u5c0e\u6848\u4f5c\u6210\u304c\u30bf\u30d6\u30ec\u30c3\u30c8\u3067\u5b8c\u7d50\u3057\u3001\u4e8b\u52d9\u6642\u9593\u304c\u5927\u5e45\u306b\u524a\u6e1b\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u300c\u624b\u66f8\u304d\u3058\u3083\u306a\u3044\u3068\u60f3\u3044\u304c\u4f1d\u308f\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u8003\u3048\u65b9\u3088\u308a\u3082\u3001<strong class=\"linemarker\">\u300c\u4e8b\u52d9\u3092\u52b9\u7387\u5316\u3057\u3066\u3001\u305d\u306e\u5206\u5b50\u3069\u3082\u3068\u5411\u304d\u5408\u3046\u6642\u9593\u3092\u5897\u3084\u3059\uff08\u307e\u305f\u306f\u65e9\u304f\u5e30\u308b\uff09\u300d<\/strong>\u3068\u3044\u3046\u8003\u3048\u65b9\u304c\u3001\u73fe\u4ee3\u306e\u4fdd\u80b2\u73fe\u5834\u3067\u65b0\u3057\u3044\u5e38\u8b58\u306b\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<blockquote>\r\n<p>\u53c2\u7167\u5143\uff1a<br \/>\r\n<a href=\"https:\/\/www.mhlw.go.jp\/content\/11907000\/000592531.pdf\">\u539a\u751f\u52b4\u50cd\u7701\u300c\u4fdd\u80b2\u58eb\u306e\u73fe\u72b6\u3068\u4e3b\u306a\u8ab2\u984c\u300d<\/a><br \/>\r\n<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/1fb4a5ff-b593-4cd4-bafb-d59208a0eba1\/56f31cb6\/20250307_policies_hoiku_hoiku-dx_1fb4a5ff_06.pdf\">\u3053\u3069\u3082\u5bb6\u5ead\u5e81\u300c\u4fdd\u80b2\u6240\u7b49\u306b\u304a\u3051\u308bICT\u5316\u63a8\u9032\u7b49\u4e8b\u696d\u300d<\/a><\/p>\r\n<\/blockquote>\r\n<h3>76\u5e74\u3076\u308a\u306e\u914d\u7f6e\u57fa\u6e96\u898b\u76f4\u3057\u304c\u300c\u50cd\u304d\u3084\u3059\u3055\u300d\u306e\u5206\u304b\u308c\u9053<\/h3>\r\n<p>\u4ee4\u548c6\u5e74\uff082024\u5e74\uff094\u6708\u3001\u5b9f\u306b76\u5e74\u3076\u308a\u306b\u300c3\u6b73\u4ee5\u4e0a\u5150\u300d\u306e\u8077\u54e1\u914d\u7f6e\u57fa\u6e96\u304c\u898b\u76f4\u3055\u308c\u307e\u3057\u305f\u3002\u3053\u308c\u307e\u3067\u300c4\u30fb5\u6b73\u5150 30\u4eba\u306b\u5bfe\u3057\u4fdd\u80b2\u58eb1\u4eba\u300d\u3060\u3063\u305f\u57fa\u6e96\u304c\u3001<strong>\u300c25\u4eba\u306b\u5bfe\u3057\u4fdd\u80b2\u58eb1\u4eba\u300d<\/strong>\u3078\u3068\u6539\u5584\u3055\u308c\u305f\u306e\u3067\u3059\uff08\u203b\u7d4c\u904e\u63aa\u7f6e\u3042\u308a\uff09\u3002<\/p>\r\n<p>\u3053\u306e\u6539\u6b63\u306b\u3044\u3061\u65e9\u304f\u5bfe\u5fdc\u3057\u3001\u4eba\u54e1\u3092\u5897\u3084\u3057\u3066\u300c\u3086\u3068\u308a\u3042\u308b\u4fdd\u80b2\u300d\u3092\u76ee\u6307\u3057\u3066\u3044\u308b\u5712\u3068\u3001\u300c\u3046\u3061\u306f\u307e\u3060\u7121\u7406\u3060\u304b\u3089\u300d\u3068\u30ae\u30ea\u30ae\u30ea\u306e\u4eba\u6570\u3067\u56de\u3057\u7d9a\u3051\u3066\u3044\u308b\u5712\u3002<br \/>\r\n<strong class=\"linemarker--keycolor\">\u3053\u306e\u300c\u5bfe\u5fdc\u306e\u5dee\u300d\u304c\u3001\u73fe\u5834\u306e\u5148\u751f\u305f\u3061\u306e\u8ca0\u62c5\u306e\u5dee\u306b\u76f4\u7d50\u3057\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\r\n<blockquote>\r\n<p>\u53c2\u7167\u5143\uff1a<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/d5b1cd35-15c6-4dd2-9fb0-353d9639499d\/5b3b5ee3\/20250401_resources_strategy_05.pdf\" target=\"_blank\" rel=\"noopener\">\u3053\u3069\u3082\u672a\u6765\u6226\u7565\u52a0\u901f\u5316\u30d7\u30e9\u30f3<\/a><\/p>\r\n<\/blockquote>\r\n<h2>2. \u3042\u306a\u305f\u306e<b data-path-to-node=\"22,2,1,0,0\" data-index-in-node=\"11\">\u4fdd\u80b2\u5712<\/b>\u306f\u3069\u3063\u3061\uff1f<b data-path-to-node=\"22,2,1,0,0\" data-index-in-node=\"19\">\u696d\u52d9\u6539\u5584<\/b>\u304c\u9032\u3080\u5712\u3068\u505c\u6ede\u3059\u308b\u5712\u306e\u7279\u5fb4<\/h2>\r\n<div id=\"point2\" class=\"cl-anchor\"><\/div>\r\n<p>\u50cd\u304d\u65b9\u6539\u9769\u304c\u9032\u3080\u4e2d\u3067\u3001\u4fdd\u80b2\u5712\u306e\u74b0\u5883\u306f\u4e8c\u6975\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u3042\u306a\u305f\u306e\u8077\u5834\u306f\u3069\u3061\u3089\u306e\u50be\u5411\u306b\u8fd1\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\r\n<section class=\"colorbox--green\">\r\n<h3 class=\"colorbox__title\">\u3010\u30b1\u30fc\u30b9A\uff1a\u5909\u308f\u308a\u59cb\u3081\u3066\u3044\u308b\u5712\u3011<\/h3>\r\n<ul style=\"list-style-type: disc;\">\r\n\t<li><strong>\u300c\u4f11\u61a9\u306f\u201c\u53d6\u308b\u3082\u306e\u201d\u300d\u3068\u3044\u3046\u7a7a\u6c17\u304c\u3042\u308b<br \/>\r\n<\/strong>\u30ce\u30f3\u30b3\u30f3\u30bf\u30af\u30c8\u30bf\u30a4\u30e0\uff08\u4fdd\u80b2\u304b\u3089\u96e2\u308c\u308b\u6642\u9593\uff09\u3092\u8a2d\u3051\u3001\u5225\u5ba4\u3067\u3057\u3063\u304b\u308a\u4f11\u61a9\u3092\u53d6\u308b\u4f53\u5236\u3092\u4f5c\u308d\u3046\u3068\u3057\u3066\u3044\u308b\u3002<\/li>\r\n\t<li><strong>ICT\u6d3b\u7528\u306b\u524d\u5411\u304d<br \/>\r\n<\/strong>\u30a2\u30d7\u30ea\u9023\u7d61\u5e33\u3084\u52e4\u6020\u7ba1\u7406\u30b7\u30b9\u30c6\u30e0\u3092\u5c0e\u5165\u3057\u3001\u624b\u4f5c\u696d\u306e\u8ca0\u62c5\u3092\u6e1b\u3089\u3059\u52aa\u529b\u3092\u3057\u3066\u3044\u308b\u3002<\/li>\r\n\t<li><strong>\u884c\u4e8b\u306e\u898b\u76f4\u3057\u3092\u3057\u3066\u3044\u308b<br \/>\r\n<\/strong>\u300c\u4f8b\u5e74\u901a\u308a\u300d\u306b\u3068\u3089\u308f\u308c\u305a\u3001\u4fdd\u8b77\u8005\u3084\u8077\u54e1\u306e\u8ca0\u62c5\u3092\u8003\u616e\u3057\u3066\u884c\u4e8b\u306e\u5185\u5bb9\u3084\u6e96\u5099\u3092\u898b\u76f4\u3057\u3066\u3044\u308b\u3002<\/li>\r\n<\/ul>\r\n<\/section>\r\n<section class=\"colorbox--yellow\">\r\n<h3 class=\"colorbox__title\">\u3010\u30b1\u30fc\u30b9B\uff1a\u6539\u5584\u306b\u6642\u9593\u304c\u304b\u304b\u308a\u305d\u3046\u306a\u5834\u5408\u3011<\/h3>\r\n<ul style=\"list-style-type: disc;\">\r\n\t<li><strong>\u300c\u7cbe\u795e\u8ad6\u300d\u304c\u5f37\u3044<br \/>\r\n<\/strong>\u4f1a\u8b70\u3067\u300c\u3082\u3063\u3068\u610f\u8b58\u3092\u9ad8\u304f\u6301\u3068\u3046\u300d\u300c\u5de5\u592b\u3057\u3066\u6642\u9593\u3092\u4f5c\u308d\u3046\u300d\u3068\u3044\u3063\u305f\u8a00\u8449\u3070\u304b\u308a\u3067\u3001\u5177\u4f53\u7684\u306a\u696d\u52d9\u524a\u6e1b\u6848\u304c\u51fa\u306a\u3044\u3002<\/li>\r\n\t<li><strong>\u300c\u5b50\u3069\u3082\u306e\u305f\u3081\u300d\u304c\u90fd\u5408\u3088\u304f\u4f7f\u308f\u308c\u308b<br \/>\r\n<\/strong>\u30b5\u30fc\u30d3\u30b9\u6b8b\u696d\u3084\u6301\u3061\u5e30\u308a\u4ed5\u4e8b\u306b\u5bfe\u3057\u3066\u300c\u5b50\u3069\u3082\u306e\u305f\u3081\u306b\u3084\u3063\u3066\u304f\u308c\u3066\u3044\u308b\u300d\u3068\u3001\u611f\u8b1d\u3067\u6e08\u307e\u305b\u3088\u3046\u3068\u3059\u308b\u3002<\/li>\r\n\t<li><strong>\u4eba\u304c\u5b9a\u7740\u3057\u306a\u3044<br \/>\r\n<\/strong>\u6bce\u5e74\u306e\u3088\u3046\u306b\u9000\u8077\u8005\u304c\u51fa\u308b\u304c\u3001\u539f\u56e0\u3092\u6df1\u5800\u305b\u305a\u3001\u74b0\u5883\u3092\u898b\u76f4\u305d\u3046\u3068\u3057\u306a\u3044\u3002<\/li>\r\n<\/ul>\r\n<\/section>\r\n<h2>3. \u8339\u3067\u30ac\u30a8\u30eb\u306b\u306a\u308b\u524d\u306b\u3002\u50cd\u304f\u74b0\u5883\u3092\u5ba2\u89b3\u7684\u306b\u30c1\u30a7\u30c3\u30af\u3057\u3088\u3046<\/h2>\r\n<div id=\"point3\" class=\"cl-anchor\"><\/div>\r\n<p>\u4e00\u756a\u6016\u3044\u306e\u306f\u3064\u3089\u3055\u306b\u6163\u308c\u3066\u3057\u307e\u3046\u3053\u3068\u3067\u3059\u3002<br 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\/>\r\n\u30c1\u30a7\u30c3\u30af\u304c\u3064\u304b\u306a\u304b\u3063\u305f\u9805\u76ee\uff08\u7a7a\u767d\uff09\u3053\u305d\u304c\u3001\u3042\u306a\u305f\u304c\u77e5\u3089\u305a\u77e5\u3089\u305a\u306e\u3046\u3061\u306b\u80cc\u8ca0\u308f\u3055\u308c\u3066\u3044\u308b\u300c\u96a0\u308c\u6211\u6162\u300d\u306e\u6b63\u4f53\u3067\u3059\u3002<\/p>\r\n<blockquote>\r\n<p>\u53c2\u7167\u5143\uff1a<br \/>\r\n<a href=\"https:\/\/www-stg.hoikushibank-column.com\/column\/%ef%bc%88node20-20-0%e3%83%86%e3%82%b9%e3%83%88%ef%bc%89%e3%80%8c%e5%a3%81%e9%9d%a2%e5%88%b6%e4%bd%9c%e3%81%8c%e7%b5%82%e3%82%8f%e3%82%89%e3%81%aa%e3%81%84%e3%80%8d%e3%81%93%e3%82%8c%e3%81%a3\" target=\"_blank\" rel=\"noopener\">\u3053\u3069\u3082\u5bb6\u5ead\u5e81\u300c\u4fdd\u80b2\u4eba\u6750\u306e\u78ba\u4fdd\u306e\u305f\u3081\u306e\u7dcf\u5408\u7684\u306a\u5bfe\u7b56\u300d<\/a><br \/>\r\n<a href=\"https:\/\/www.cfa.go.jp\/assets\/contents\/node\/basic_page\/field_ref_resources\/c6d65697-5f8e-4e78-a914-c5062af4c700\/7f2fb645\/20240405_councils_hoikujinzai_c6d65697_02.pdf\" target=\"_blank\" rel=\"noopener\">\u3053\u3069\u3082\u5bb6\u5ead\u5e81\u300c\u4fdd\u80b2\u306e\u4eba\u6750\u78ba\u4fdd\u3092\u3081\u3050\u308b\u65bd\u7b56\u52d5\u5411\u53ca\u3073\u4fdd\u80b2\u306e\u9b45\u529b\u767a\u4fe1\u306e\u53d6\u7d44\u306b\u3064\u3044\u3066\u300d<\/a><\/p>\r\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>5\u5206\u3067\u304b\u304d\u3053\u3080\u663c\u98df\u3001\u4f11\u61a9\u4e2d\u306e\u66f8\u304d\u7269\u3001\u6301\u3061\u5e30\u308a\u306e\u5236\u4f5c\u2026\u2026\u3002\u305d\u3093\u306a\u6bce\u65e5\u3092\u300c\u5b50\u3069\u3082\u306e\u305f\u3081\u3060\u304b\u3089\u4ed5\u65b9\u306a\u3044\u300d\u300c\u4fdd\u80b2\u58eb\u306a\u3089\u5f53\u305f\u308a\u524d\u300d\u3068\u601d\u3044\u8fbc\u3093\u3067\u3044\u307e\u305b\u3093\u304b\uff1f \u8cac\u4efb\u611f\u304c\u5f37\u3044\u5148\u751f\u307b\u3069\u7121\u7406\u3092\u3057\u304c\u3061\u3067\u3059\u304c\u3001\u305d\u308c\u306f\u89e3\u6c7a\u3059\u3079\u304d\u300c\u96a0\u308c\u6211\u6162\uff08\u69cb\u9020\u7684\u306a\u7121\u7406\uff09\u300d\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u5909\u308f\u308a\u3064\u3064\u3042\u308b\u4fdd\u80b2\u696d\u754c\u306e\u30c7\u30fc\u30bf\u3084\u300c\u65b0\u3057\u3044\u5e38\u8b58\u300d\u3068\u7167\u3089\u3057\u5408\u308f\u305b\u3001\u3042\u306a\u305f\u306e\u4eca\u306e\u74b0\u5883\u304c\u201c\u9069\u6b63\u201d\u304b\u3069\u3046\u304b\u3092\u4e00\u7dd2\u306b\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002 1. \u30c7\u30fc\u30bf\u3067\u898b\u308b\u4fdd\u80b2\u58eb\u306e\u52b4\u50cd\u74b0\u5883\u3002\u300c\u7cbe\u795e\u8ad6\u300d\u304b\u3089\u300c\u4ed5\u7d44\u307f\u5316\u300d\u3078\u5909\u308f\u308b\u73fe\u5834 \u304b\u3064\u3066\u306f\u300c\u624b\u4f5c\u308a\u3053\u305d\u611b\u60c5\u300d\u300c\u9577\u6642\u9593\u52b4\u50cd\u306f\u71b1\u610f\u306e\u8a3c\u300d\u3068\u3044\u3046\u98a8\u6f6e\u304c\u5c11\u306a\u304b\u3089\u305a\u3042\u308a\u307e\u3057\u305f\u3002\u3057\u304b\u30572024\u5e74\u4ee5\u964d\u3001\u56fd\u3092\u6319\u3052\u3066\u4fdd\u80b2\u73fe\u5834\u306e\u50cd\u304d\u65b9\u6539\u9769\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002  [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[318,323],"tags":[],"aioseo_notices":[],"acf":{"image_thumbnail":{"ID":85980,"id":85980,"title":"hoiku_diagnosis","filename":"hoiku_diagnosis-e1770862870314.png","filesize":1485274,"url":"https:\/\/s3.ap-northeast-1.amazonaws.com\/i-wp.hoikushibank.com\/wp-content\/uploads\/2026\/02\/12112048\/hoiku_diagnosis-e1770862870314.png","link":"https:\/\/www.hoikushibank-column.com\/column\/hoiku-diagnosis\/hoiku_diagnosis-2","alt":"","author":"35","description":"","caption":"","name":"hoiku_diagnosis-2","status":"inherit","uploaded_to":85979,"date":"2026-02-12 02:20:42","modified":"2026-02-12 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